700 Moray Dr, Inverness, FL 34453 Property Records

Citrus County property record for 700 Moray Dr, Inverness, FL 34453

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,921 sqft · built 1991
Lot Size	0.083 acres (3,640 sqft)
Owner	Trust Name on File
Last Sale	$90,300 (Apr 2017)
Tax Bill	$1,465 (2025)
Deeds & Mortgages	Sep 2017 Sale & Mortgage Mar 2017 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20E-19S-07-0070-000I0-002.0`

Property Details

APN / Parcel Number

Primary APN	`20E-19S-07-0070-000I0-002.0`
Alternative APNs	`0719S20E0070000I00020` `2601167`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,921 sqft Living Area
1st Floor Area	1,921 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1991
Architectural Style	High Rise
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Tile
Lot Area	3,640 sqft (0.083 acres)
Lot Dimensions	130 ft deep x 28 ft wide
Garage Area	270 sqft
Parking Spaces	4 Parking Spaces
Porch	Enclosed Porch
Porch Area	125 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2601167
Old Parcel Number	0719S20E0070000I00020
Street Address	700 MORAY DR
City	INVERNESS
State	FL
Zip	34453-4410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ULD URBAN LOW DENS
Legal Description	WINDERMERE PHASE ONE PB 14 PG 39 LOT 2 BLK I
Legal Range	20E
Legal Township	19S
Legal Section	07
Legal Subdivision	WINDERMERE PHASE 1
Legal Phase	1
Legal Block	1
Legal Lot Number	2
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	4
Census Block	4047
Census Tract	450800

Owner

700 Moray Dr is owner-occupied and held in a trust since September 2017.

Source: Citrus County records, as of December 10, 2025

Owner of Record	Trust Name on File
Mailing Address	700 MORAY DR, INVERNESS, FL 34453-4410
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2017	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Mar 24, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY
Apr 5, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2017 · Amount on File
Deed Sale	Apr 5, 2017 · Amount on File
Prior Sale	Apr 5, 2017 · Amount on File
Deed Document Number	0028201582
Deed Book / Page	002820 / 001582
Last Transfer Date	Sep 1, 2017
Transfer Doc	0028501750
Record Updated	Jun 8, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Sep 1, 2017
Property Address	700 MORAY DR, INVERNESS, FL 34453-4410
Document Number	0028501750
Book / Page	002850 / 001750
Instrument Date	Aug 31, 2017
Instrument	41032
Transaction Type	Transfer
Record Updated	Sep 22, 2017
Title Company	SOUTHERN SUN TITLE COMPANY INC, SOUTHERN SUN TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$973.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	700 MORAY DR INVERNESS FL 344534410, INVERNESS, FL 34453-4410

Mortgage

Document Number	28501752
Date	Sep 1, 2017
Book Page	002850/001752
Instrument	41033

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 31, 2047

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CITRUS FL
Recording Date	Mar 24, 2017
Property Address	700 MORAY DR, INVERNESS, FL 34453-4410
Document Number	0028180659
Book / Page	002818 / 000659
Instrument Date	Mar 23, 2017
Instrument	13453
Transaction Type	Foreclosure
Record Updated	Apr 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$632.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	700 MORAY DR INVERNESS FL 344534410, INVERNESS, FL 34453-4410

April 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CITRUS FL
Recording Date	Apr 5, 2017
Property Address	700 MORAY DR, INVERNESS, FL 34453-4410
Document Number	0028201582
Book / Page	002820 / 001582
Instrument Date	Mar 23, 2017
Instrument	15527
Transaction Type	Foreclosure
Record Updated	Apr 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$632.00
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7784 W GLENDALE CT DUNNELLON FL 344332069, DUNNELLON, FL 34433-2069

Tax Assessment & Valuation

The 2025 property tax bill for 700 Moray Dr was $1,465 with exemptions applied, up 3.6% from the year before.

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Municipality	Inverness City
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,465.00 (+3.61%) Homeowner's exemption Additional exemption filed	$214,607 (-0.33%) Land $10,000 Building $204,607	$214,607 (-0.33%) Land $10,000 Building $204,607
2024	$1,414.00 (+3.89%) Homeowner's exemption Additional exemption filed	$215,313 (+12.54%) Land $8,000 Building $207,313	$215,313 (+12.54%) Land $8,000 Building $207,313
2023	$1,361.00 (+7.5%) Homeowner's exemption Additional exemption filed	$191,321 (+11.87%) Land $8,000 Building $183,321	$191,321 (+11.87%) Land $8,000 Building $183,321
2022	$1,266.00 Homeowner's exemption Additional exemption filed	$171,017 Land $8,000 Building $163,017	$171,017 Land $8,000 Building $163,017

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 700 Moray Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Nov 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 700 Moray Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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