Charlotte County property record for 705 Monaco Dr, Punta Gorda, FL 33950
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,540 sqft · built 2020 |
| Lot Size | 0.248 acres (10,798 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $80,000 (May 2019) |
| Tax Bill | $7,054 (2025) |
| Deeds & Mortgages | May 2019 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 412329130012 |
| Primary APN | 412329130012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,540 sqft Living Area |
| Gross Area | 3,769 sqft |
| 1st Floor Area | 2,540 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Tile |
| Lot Area | 10,798 sqft (0.248 acres) |
| Garage Type | Attached |
| Garage Area | 714 sqft |
| Driveway | Driveway |
| Driveway Area | 1,285 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 288 sqft |
| Porch | Raised Porch |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00952601928208 |
|---|---|
| Street Address | 705 MONACO DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33950-8017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GS-3.5 |
| Legal Description | PUNTA GORDA ISLES SEC15 BLK283 LT 23 744/343 984/2037 2008/1651 2052/1891 2132/1275 2431/1391 2787/2161 3462/690 3529/1088 3945/1427 4439/2006 |
| Legal Range | 23E |
| Legal Township | 41S |
| Legal Section | 29 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Tract | PGI |
| Legal Block | 283 |
| Legal Lot Number | 23 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 10405 |
705 Monaco Dr is owned and occupied by two individuals who bought it in May 2019.
Source: Charlotte County records, as of November 19, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 705 MONACO DR, PUNTA GORDA, FL 33950-8017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 2019 · Amount on File |
| Deed Sale | May 20, 2019 · Amount on File |
| Prior Sale | Feb 26, 2015 · Amount on File |
| Deed Document Number | 20192710823 |
| Deed Book / Page | 4439 / 2006 |
| Prior Transfer Date | Oct 14, 2010 |
| Prior Transfer Doc | 0035291088 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | May 20, 2019 |
| Property Address | 705 MONACO DR, PUNTA GORDA, FL 33950-8017 |
| Document Number | 0044392006 |
| Book / Page | 004439 / 002006 |
| Instrument Date | May 9, 2019 |
| Instrument | 2710823 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2019 |
| Title Company | ALL COAST TITLE AND ESCROW, ALL COAST TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Tax | $560.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3776 TRIPOLI BLVD PUNTA GORDA FL 339507953, PUNTA GORDA, FL 33950-7953 |
The 2025 property tax bill for 705 Monaco Dr was $7,054 with a homeowner's exemption, up 2.3% from the year before.
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Municipality | Punta Gorda City |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,054.00 (+2.31%) Homeowner's exemption | $465,466 | $790,897 Land $97,750 Building $693,147 |
| 2024 | $6,895.00 (+1.53%) | ||
| 2023 | $6,791.00 (+2.68%) Homeowner's exemption | $439,173 (+3%) | $757,963 (+8.41%) Land $100,000 Building $657,963 |
| 2022 | $6,614.00 Homeowner's exemption | $426,382 | $699,169 Land $76,500 Building $622,669 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 705 Monaco Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 823 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,051 units insured incl. 228 condo units |
| Nearby Flood Claims | 19 (2004–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 705 Monaco Dr is low, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
May also be available: Ethx.
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