705 Middle River Rd, Baltimore (Middle River), MD 21220 Property Records

Baltimore County property record for 705 Middle River Rd, Baltimore, MD 21220

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,352 sqft · built 2009
Lot Size	0.104 acres (4,552 sqft)
Owner	2 Individual Names on File
Last Sale	$250,074 (Jan 2010)
Tax Bill	$2,283 (2023)
Deeds & Mortgages	Feb 2026 Second Mortgage Jul 2017 Mortgage + 2 more
APN	`15-2400010739`

Property Details

APN / Parcel Number

Primary APN	`15-2400010739`
Alternative APN	`2400010739`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,352 sqft Total Area
Basement Area	600 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 2009
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	4,552 sqft (0.104 acres)
Garage Type	Mixed
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	44 sqft
Deck Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	2400010739
Street Address	705 MIDDLE RIVER RD
City	BALTIMORE
State	MD
Zip	21220-3788
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.1045AC 705 MIDDLE RIVER RD ES MIRAMAR LANDING
Legal Subdivision	MIRAMAR LNDG
Legal Lot Number	555
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	2
Census Block	2017
Census Tract	451401

Owner

705 Middle River Rd is owned and occupied by two individuals who bought it in January 2010.

Source: Baltimore County records, as of September 22, 2023

Owner of Record	2 Individual Names on File
Mailing Address	705 MIDDLE RIVER RD, BALTIMORE, MD 21220-3788
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jul 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage GOLDWATER BANK NA
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOLDWATER BANK NA
Sep 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2010 · Amount on File
Deed Sale	Jan 11, 2010 · Amount on File
Deed Document Number	402207
Deed Book / Page	29045 / 0114
Prior Transfer Date	Jan 6, 2010
Prior Transfer Doc	0290450114
Record Updated	Jun 7, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	705 MIDDLE RIVER RD, BALTIMORE, MD 21220-3788
Transaction Type	Mortgage
Record Updated	Mar 11, 2026
Title Company	ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0510430438
Date	Feb 27, 2026
Book Page	51043/438

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2041

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	705 MIDDLE RIVER RD, BALTIMORE, MD 21220-3788
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0392220103
Date	Jul 26, 2017
Book Page	0039222/103

Lender

Name	GOLDWATER BANK NA
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	705 MIDDLE RIVER RD, BALTIMORE, MD 21220-3788
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0435470129
Date	Oct 28, 2020
Book Page	43547/129

Lender

Name	GOLDWATER BANK NA
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	299 Months
Due	Sep 1, 2045

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	705 MIDDLE RIVER RD, BALTIMORE, MD 21220-3788
Document Number	0419280012
Instrument Date	Sep 14, 2019
Transaction Type	Mortgage
Record Updated	Oct 14, 2019
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	705 MIDDLE RIVER RD MIDDLE RIVER MD 212203788, MIDDLE RIVER, MD 21220-3788

Mortgage

Document Number	0419280012
Date	Sep 30, 2019
Book Page	041928/000012

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	NEW MARKET, MD 21774

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2049

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,283.00 Homeowner's exemption	$297,100 Land $104,500 Building $192,600	$297,100 Land $104,500 Building $192,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 705 Middle River Rd; there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 705 Middle River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 854 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Believe Broadband Fixed Wireless	500 / 100

May also be available: AT&T, T-Mobile.

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