703 Middle River Rd, Baltimore (Middle River), MD 21220 Property Records

Baltimore County property record for 703 Middle River Rd, Baltimore, MD 21220

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,312 sqft · built 2009
Lot Size	0.105 acres (4,552 sqft)
Owner	2 Individual Names on File
Last Sale	$374,500 (Oct 2022)
Tax Bill	$6,496 (2024)
Deeds & Mortgages	Oct 2022 Sale & Mortgage May 2022 Sale
APN	`15-2400010738`

Property Details

APN / Parcel Number

Primary APN	`15-2400010738`
Alternative APN	`2400010738`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,312 sqft Living Area
Gross Area	3,712 sqft
1st Floor Area	1,356 sqft
Basement Area	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	4,552 sqft (0.105 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	44 sqft
Deck Area	391 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	2400010738
Street Address	703 MIDDLE RIVER RD
City	MIDDLE RIVER
State	MD
Zip	21220-3788
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.1045AC 703 MIDDLE RIVER RD ES MIRAMAR LANDING
Legal Subdivision	MIDDLE RIVER
Legal Block	2
Legal Lot Number	554
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	2
Census Block	2017
Census Tract	451401

Owner

Source: Baltimore County assessment roll, as of July 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	703 MIDDLE RIVER RD, MIDDLE RIVER, MD 21220-3788
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
May 16, 2022	Deed, Transfer RE TITLE SERVICES LLC, REXTAR TITLE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 24, 2022 · Amount on Record
Deed Sale	Oct 24, 2022 · Amount on Record
Prior Sale	May 16, 2022 · Amount on Record
Deed Book / Page	47474 / 292
Record Updated	Sep 20, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Oct 24, 2022
Property Address	703 MIDDLE RIVER RD, BALTIMORE, MD 21220-3788
Document Number	0474740292
Book / Page	47474 / 292
Map Reference	MB SM 77 FO 63-72
Instrument Date	Jul 7, 2022
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	KTL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$936.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	703 MIDDLE RIVER RD, MIDDLE RIVER, MD 21220-3788

Mortgage

Document Number	0474740300
Date	Oct 24, 2022
Instrument	47474-0300

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Aug 1, 2052

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	May 16, 2022
Property Address	703 MIDDLE RIVER RD, BALTIMORE, MD 21220-3788
Document Number	0468900097
Book / Page	46890 / 97
Map Reference	MB 77 PG 63-72
Instrument Date	Apr 29, 2022
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	RE TITLE SERVICES LLC, REXTAR TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	703 MIDDLE RIVER RD, MIDDLE RIVER, MD 21220-3788

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$372,033 (+22.66%)	$406,400 (+33.99%) Land $106,700 Building $299,700
2024	$6,496.00 (+121.1%)
2023	$2,938.00	$303,300 Land $104,500 Building $198,800	$303,300 Land $104,500 Building $198,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 854 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Believe Broadband Fixed Wireless	500 / 100

May also be available: AT&T, T-Mobile.

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