705 Merit Dr, San Marcos, CA 92078 Property Records

San Diego County property record for 705 Merit Dr, San Marcos, CA 92078

Property Summary

Property Type	Condominium
Details	4 bd · 3 ba · 2,550 sqft · built 2019
Owner	2 Individual Names on File
Last Sale	$1,007,000 (Jul 2021)
Tax Bill	$15,491 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Apr 2020 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`222-174-02-03`

Property Details

APN / Parcel Number

Primary APN	`222-174-02-03`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,550 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Condo/Apartment
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	705 MERIT DR
City	SAN MARCOS
State	CA
Zip	92078-1405
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SPECIFIC P
Legal Description	LOT 6 US 155 PER DOC19-0338362&UND INT IN TR 016159
Legal Subdivision	SAN MARCOS 15-006 RHO CORONADO
Legal Tract	016159
Legal Block	4
Legal Lot Number	6
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4000
Census Tract	20044

Owner

705 Merit Dr, a condominium, is owned and occupied by two individuals who bought it in July 2021.

Source: San Diego County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	705 MERIT DR, SAN MARCOS, CA 92078-1405
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 15, 2020	Grant Deed, Subdivision Related Transfer · Conventional with PMI THE TURNKEY FOUNDATION INC
Mar 6, 2020	Grant Deed, Subdivision Related Transfer · Conventional with PMI LOANDEPOT.COM LLC
Feb 6, 2020	Grant Deed, Subdivision Related Transfer · Conventional with PMI LOANDEPOT.COM LLC
Dec 17, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Dec 18, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Dec 19, 2019	Grant Deed, Subdivision Related Transfer FIRST AMERICAN TITLE COMPANY-SUBDIV, FIRST AMERICAN TITLE CO-SUBDIV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2021 · Amount on File
Deed Sale	Jul 6, 2021 · Amount on File
Prior Sale	Dec 18, 2019 · Amount on File
Deed Document Number	2021484853
Record Updated	Sep 20, 2026

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 6, 2021
Property Address	705 MERIT DR, SAN MARCOS, CA 92078-1405
Document Number	0000484853
Map Reference	MAP 16159
Instrument Date	Jun 17, 2021
Instrument	2021-0484853
Transaction Type	Transfer
Record Updated	Jul 14, 2021
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 130458, CARLSBAD, CA 92013-0458

Mortgage

Document Number	0000484854
Date	Jul 6, 2021
Instrument	2021-0484854

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

April 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 15, 2020
Property Address	705 MERIT DR, SAN MARCOS, CA 92078-1405
Document Number	0000191728
Instrument Date	Apr 13, 2020
Instrument	191728
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 10, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE HSD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$752.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	308A ST #A ENCINITAS CA 92024, A, ENCINITAS, CA 92024

Mortgage

Document Number	191729
Date	Apr 15, 2020
Instrument	191729

Lender

Name	THE TURNKEY FOUNDATION INC
Type	Bank
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 14, 2050

March 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 6, 2020
Property Address	705 MERIT DR, SAN MARCOS, CA 92078-1405
Document Number	0000116799
Instrument Date	Feb 19, 2020
Instrument	116799
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 10, 2020
Title Company	FIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO-HSD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$757.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	709 MERIT DR SAN MARCOS CA 920781405, SAN MARCOS, CA 92078-1405

Mortgage

Document Number	116800
Date	Mar 6, 2020
Instrument	116800

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2050

February 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 6, 2020
Property Address	705 MERIT DR, SAN MARCOS, CA 92078-1405
Document Number	0000060942
Instrument Date	Jan 14, 2020
Instrument	60942
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 10, 2020
Title Company	FIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO-HSD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$790.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	711 MERIT DR SAN MARCOS CA 920781405, SAN MARCOS, CA 92078-1405

Mortgage

Document Number	60943
Date	Feb 6, 2020
Instrument	60943

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2050

December 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 17, 2019
Property Address	705 MERIT DR, SAN MARCOS, CA 92078-1405
Document Number	0000587820
Instrument Date	Dec 6, 2019
Instrument	587820
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 10, 2020
Title Company	FIRST AMERICAN TITLE COMPANY-SUBDIV, FIRST AMERICAN TITLE CO-SUBDIV

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$790.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 MERIT DR SAN MARCOS CA 920781405, SAN MARCOS, CA 92078-1405

Mortgage

Document Number	587821
Date	Dec 17, 2019
Instrument	587821

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 16, 2049

December 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 18, 2019
Property Address	705 MERIT DR, SAN MARCOS, CA 92078-1405
Document Number	0000590530
Instrument Date	Dec 5, 2019
Instrument	590530
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 10, 2020
Title Company	FIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO-HSD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$860.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	705 MERIT DR SAN MARCOS CA 920781405, SAN MARCOS, CA 92078-1405

Mortgage

Document Number	590531
Date	Dec 18, 2019
Instrument	590531

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2049

December 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 19, 2019
Property Address	705 MERIT DR, SAN MARCOS, CA 92078-1405
Document Number	0000593754
Instrument Date	Aug 29, 2019
Instrument	593754
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 10, 2020
Title Company	FIRST AMERICAN TITLE COMPANY-SUBDIV, FIRST AMERICAN TITLE CO-SUBDIV

Transaction

Amount	Amount on Record
Tax	$843.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	717 MERIT DR SAN MARCOS CA 920781405, SAN MARCOS, CA 92078-1405

Tax Assessment & Valuation

The 2025 property tax bill for 705 Merit Dr was $15,491 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,090,006 (+2%) Land $649,458 Building $440,548
2025	$15,491.00 Homeowner's exemption	$1,068,634 Land $636,724 Building $431,910
2023	$14,444.00 (+2.13%) Homeowner's exemption	$1,027,140 Land $612,000 Building $415,140
2022	$14,143.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 705 Merit Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 705 Merit Dr is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Spectrum Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Verizon.

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