704 Merit Dr, San Marcos, CA 92078 Property Records

San Diego County property record for 704 Merit Dr, San Marcos, CA 92078

Property Summary

Property Type	Condominium
Details	4 bd · 3 ba · 2,646 sqft · built 2019
Owner	2 Individual Names on File
Last Sale	$1,225,000 (Jul 2025)
Tax Bill	$16,822 (2025)
Deeds & Mortgages	Sep 2023 Sale Jan 2020 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`222-174-17-06`

Property Details

APN / Parcel Number

Primary APN	`222-174-17-06`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,646 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Condo/Apartment
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	704 MERIT DR
City	SAN MARCOS
State	CA
Zip	92078-1404
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SPECIFIC P
Legal Description	LOT 21 US 195 PER DOC18-0462957&UND INT IN TR 016159
Legal Subdivision	RANCHO CORONADO VILLAGE M 15
Legal Tract	016159
Legal Block	4
Legal Lot Number	21
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4001
Census Tract	20044

Owner

704 Merit Dr, a condominium, is owned by two individuals who bought it in July 2025.

Source: San Diego County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8330 LANDING WAY, SAN DIEGO, CA 92127
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Grant Deed, Transfer PACIFIC COAST TITLE COMPANY
Jan 13, 2020	Grant Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Dec 19, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Sep 27, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Sep 23, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Sep 23, 2019	Grant Deed, Subdivision Related Transfer FIRST AMERICAN TITLE COMPANY-SUBDIV, FIRST AMERICAN TITLE CO-SUBDIV
Sep 30, 2019	Grant Deed, Subdivision Related Transfer · Conventional with PMI US BK
Sep 23, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2025 · Amount on File
Deed Sale	Jul 21, 2025 · Amount on File
Prior Sale	Sep 7, 2023 · Amount on File
Deed Document Number	2025196000
Record Updated	Sep 20, 2026

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 7, 2023
Property Address	704 MERIT DR, SAN MARCOS, CA 92078-1404
Document Number	0000242556
Map Reference	MAP 16159
Instrument Date	Sep 5, 2023
Instrument	2023-0242556
Transaction Type	Transfer
Record Updated	Sep 15, 2023
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 MERIT DR, SAN MARCOS, CA 92078-1404

January 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 13, 2020
Property Address	704 MERIT DR, SAN MARCOS, CA 92078-1404
Document Number	0000016326
Instrument Date	Jan 3, 2020
Instrument	16326
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 28, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE HSD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$844.80
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	698 MERIT DR SAN MARCOS CA 920781402, SAN MARCOS, CA 92078-1402

Mortgage

Document Number	16327
Date	Jan 13, 2020
Instrument	16327

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 12, 2050

December 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 19, 2019
Property Address	704 MERIT DR, SAN MARCOS, CA 92078-1404
Document Number	0000593687
Instrument Date	Dec 1, 2019
Instrument	593687
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 31, 2019
Title Company	FIRST AMERICAN TITLE HOMEBUILD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$822.80
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	131 W LA CIENEGA RD SAN MARCOS CA 920691104, SAN MARCOS, CA 92069-1104

Mortgage

Document Number	593688
Date	Dec 19, 2019
Instrument	593688

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 18, 2049

September 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 27, 2019
Property Address	704 MERIT DR, SAN MARCOS, CA 92078-1404
Document Number	0000427908
Instrument Date	Sep 25, 2019
Instrument	427908
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 11, 2019
Title Company	FIRST AMERICAN TITLE SUBDIVISI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$769.45
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	702 MERIT DR SAN MARCOS CA 920781404, SAN MARCOS, CA 92078-1404

Mortgage

Document Number	427909
Date	Sep 27, 2019
Instrument	427909

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2049

September 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 23, 2019
Property Address	704 MERIT DR, SAN MARCOS, CA 92078-1404
Document Number	0000417811
Instrument Date	Sep 20, 2019
Instrument	417811
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$809.05
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 MERIT DR SAN MARCOS CA 920781404, SAN MARCOS, CA 92078-1404

Mortgage

Document Number	417812
Date	Sep 23, 2019
Instrument	417812

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 22, 2049

September 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 23, 2019
Property Address	704 MERIT DR, SAN MARCOS, CA 92078-1404
Document Number	0000416072
Instrument Date	Sep 4, 2019
Instrument	416072
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2019
Title Company	FIRST AMERICAN TITLE COMPANY-SUBDIV, FIRST AMERICAN TITLE CO-SUBDIV

Transaction

Amount	Amount on Record
Tax	$809.60
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	694 MERIT DR SAN MARCOS CA 920781402, SAN MARCOS, CA 92078-1402

September 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 30, 2019
Property Address	704 MERIT DR, SAN MARCOS, CA 92078-1404
Document Number	0000432531
Instrument Date	Aug 13, 2019
Instrument	432531
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 8, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$724.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	696 MERIT DR SAN MARCOS CA 920781402, SAN MARCOS, CA 92078-1402

Mortgage

Document Number	432532
Date	Sep 30, 2019
Instrument	432532

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 23, 2019
Property Address	704 MERIT DR, SAN MARCOS, CA 92078-1404
Document Number	0000417810
Instrument Date	Nov 2, 2018
Instrument	417810
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3200 PARK CENTER DR #1000 COSTA MESA CA 926267228, 1000, COSTA MESA, CA 92626-7228

Tax Assessment & Valuation

The 2025 property tax bill for 704 Merit Dr was $16,822, up 4.9% from the year before.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,225,000 (+3.37%) Land $699,475 Building $525,525
2025	$16,822.00 (+4.95%) Homeowner's exemption	$1,185,077 Land $676,679 Building $508,398
2024	$16,029.00 (+36.89%)
2023	$11,709.00 (+2.29%)	$772,712 Land $315,353 Building $457,359
2022	$11,447.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 704 Merit Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 704 Merit Dr is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Spectrum Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Verizon.

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