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705 McPhfeters St, Oran, MO 63771 Property Records

Scott County property record for 705 McPhfeters St, Oran, MO 63771 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 672 sqft · built 1987
Lot Size0.463 acres (20,150 sqft)
Owner2 Individual Names on File
Tax Bill$1,157 (2025)
Deeds & MortgagesOct 2023 Mortgage
Flood ZoneZone X (reduced by levee)
APN09-4.0-18.00-004-039-001.00

Property Details

APN / Parcel Number

Primary APN09-4.0-18.00-004-039-001.00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area672 sqft Base Area
1st Floor Area672 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area20,150 sqft (0.463 acres)
Lot Dimensions155 ft deep x 130 ft wide
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address705 MCPHFETERS ST
CityORAN
StateMO
Zip63771-6281
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBAL NE1/4 BLK 10 C & A J MATTHEWS 2ND ADDN ORAN PB 2/35 130 X 155
Legal Range13E
Legal Township28N
Legal Section18
Legal SubdivisionMATTHEWS 2ND ADDN
Legal Block10
JurisdictionSCOTT MO
Township / Civil DivisionSYLVANIA
Census Block Group2
Census Block2029
Census Tract780300

Owner

Source: Scott County records · APN 09-4.0-18.00-004-039-001.00

Assessment roll updated September 11, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address705 MCPHFETERS ST, ORAN, MO 63771-6281
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT MO
Property Address705 MCPHFETERS ST, ORAN, MO 63771-6281
Transaction TypeMortgage
Record UpdatedOct 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address705 MCPHFETERS ST, ORAN, MO 63771-6281

Mortgage

Document Number02023/3877
DateOct 05, 2023
Book Page2023/3877
Instrument20233877
Lender
NameALLIANCE BANK
TypeBank
AddressCAPE GIRARDEAU, MO 63701
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 01, 2038
Interest
Rate TypeAdjustable Rate
Rate8.75%
Type Change DateOct 01, 2028
Change FrequencyAnnually
Min Rate At Change8.75%
Max Rate At Change10.7%
Index1-Year T-Bill
Max Rate14.7%

Tax Assessment & Valuation

Source: Scott County records · Assessment roll updated September 11, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMissouri
CountyScott County
MunicipalityOran City
Unified School DistrictOran R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,157.00$18,590 (+11.58%)$97,850 (+11.61%) Land $6,130 Building $91,720
2023$16,660$87,670 Land $6,130 Building $81,540

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Scott County (29201C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 292017803002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardReduced by levee
depends on levee performance
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Nearby Flood Policies11 in force
Nearby Flood Claims2 (2023)
Most Recent ClaimAug 2023, rainfall accumulation, Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims By Storm
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2023 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 165 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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