702 McPhfeters St, Oran, MO 63771 Property Records

Scott County property record for 702 McPhfeters St, Oran, MO 63771 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	818 sqft · built 1902
Lot Size	0.129 acres (5,616 sqft)
Owner	Individual Name on File
Last Sale	$55,100 (Sep 2020)
Tax Bill	$443 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit May 2025 Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`09-4.0-18.00-004-036-008.00`

Property Details

APN / Parcel Number

Primary APN	`09-4.0-18.00-004-036-008.00`

Interior

Building Area	818 sqft Base Area
1st Floor Area	818 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Roof Material	Composition Shingle
Lot Area	5,616 sqft (0.129 acres)
Lot Dimensions	108 ft deep x 52 ft wide
Garage Type	Carport
Garage Area	608 sqft
Carport	Carport
Carport Area	608 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	702 MCPHFETERS ST
City	ORAN
State	MO
Zip	63771-6281
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 BLK 7 C & A J MATTHEW'S 2ND ADDN ORAN PB 2/35 51.7 X 108
Legal Range	13E
Legal Township	28N
Legal Section	18
Legal Subdivision	C & A J MATTHEW
Legal Block	7
Legal Lot Number	12
Jurisdiction	SCOTT MO
Township / Civil Division	SYLVANIA
Census Block Group	2
Census Block	2030
Census Tract	780300

Owner

Source: Scott County records · APN 09-4.0-18.00-004-036-008.00

Assessment roll updated September 11, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	702 MCPHFETERS ST, ORAN, MO 63771-6281
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FCU
May 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage ALLIANCE BANK
Jun 16, 2025	Deed of Trust, Mortgage · Line of Credit ALLIANCE BANK
Mar 21, 2025	Intrafamily Transfer, Transfer
Sep 09, 2020	Warranty Deed, Transfer · VA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 09, 2020 · Amount on Record
Deed Sale	Sep 09, 2020 · Amount on Record
Deed Document Number	20204254
Deed Book / Page	2020 / 4254
Last Transfer Date	Mar 19, 2025
Transfer Doc	02025/1152
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MO
Property Address	702 MCPHFETERS ST, ORAN, MO 63771-6281
Transaction Type	Mortgage
Record Updated	Feb 13, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 MCPHFETERS ST, ORAN, MO 63771-6281

Mortgage

Document Number	002026/391
Date	Jan 30, 2026
Book Page	2026/391
Instrument	20260391

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Feb 01, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MO
Property Address	702 MCPHFETERS ST, ORAN, MO 63771-6281
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	UNKNOWN, NATIONAL T&E LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 MCPHFETERS ST, ORAN, MO 63771-6281

Mortgage

Document Number	02025/2116
Date	May 22, 2025
Book Page	2025/2116
Instrument	20252116

Lender

Name	ALLIANCE BANK
Type	Bank
Address	CAPE GIRARDEAU, MO 63701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2055

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MO
Property Address	702 MCPHFETERS ST, ORAN, MO 63771-6281
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 MCPHFETERS ST, ORAN, MO 63771-6281

Mortgage

Document Number	02025/2501
Date	Jun 16, 2025
Book Page	2025/2501
Instrument	20252501

Lender

Name	ALLIANCE BANK
Type	Bank
Address	67113

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCOTT MO
Recording Date	Mar 21, 2025
Property Address	702 MCPHFETERS ST, ORAN, MO 63771-6281
Document Number	02025/1152
Book / Page	2025 / 1152
Instrument Date	Mar 19, 2025
Instrument	20251152
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9635 SALEM ST APT 2, 2, NORFOLK, VA 23503-1344

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 MCPHFETERS ST, ORAN, MO 63771-6281

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MO
Recording Date	Sep 09, 2020
Property Address	702 MCPHFETERS ST, ORAN, MO 63771-6281
Document Number	02020/4254
Book / Page	2020 / 4254
Instrument Date	Aug 21, 2020
Instrument	20204254
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	CAPE GIRARDEAU COUNTY ABSTRACT, CAPE GIRARDEAU CNTY ABSTRACT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 MCPHFETERS ST, ORAN, MO 63771-6281

Mortgage

Document Number	0020204255
Date	Sep 09, 2020
Instrument	20204255

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Scott County records · Assessment roll updated September 11, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Scott County
Municipality	Oran City
Unified School District	Oran R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$443.00 (+31.85%)	$7,120 (+11.77%)	$37,450 (+11.62%) Land $2,200 Building $35,250
2024	$336.00
2023		$6,370	$33,550 Land $2,200 Building $31,350

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Scott County (29201C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 292017803002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2023)
Most Recent Claim	Aug 2023, rainfall accumulation, Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims By Storm	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2023 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 15% of Missouri
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 126 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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