705 Main St, Unit 321, Houston, TX 77002 Property Records

Harris County property record for 705 Main St, Unit 321, Houston, TX 77002

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 797 sqft · built 1921
Lot Size	0.58 acres (25,255 sqft)
Owner	Individual Name on File
Last Sale	$228,000 (Jul 2021)
Tax Bill	$3,130 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`126-946-000-0039`

Property Details

APN / Parcel Number

Primary APN	`126-946-000-0039`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Units	172 Units
Stories	1 Story
Building Area	797 sqft Living Area
1st Floor Area	797 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 2018
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Lot Area	25,255 sqft (0.58 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1269460000039
Street Address	705 MAIN ST, 321
City	HOUSTON
State	TX
Zip	77002-3306
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 321 .0092 INT COMMON LAND & ELE ST GERMAIN CONDO 4TH AMEND
Legal Subdivision	ST GERMAIN CONDO 4TH AMEND
Legal Block	1
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1073
Census Tract	980700

Owner

705 Main St, Unit 321 is owned and occupied by an individual who bought it in July 2021.

Source: Harris County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	705 MAIN ST, 321, HOUSTON, TX 77002-3306
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 12, 2019	Warranty Deed, Transfer NETWORK FNDG
Mar 29, 2019	Warranty Deed, Transfer MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2021 · Amount on File
Deed Sale	Jul 28, 2021 · Amount on File
Prior Sale	Sep 12, 2019 · Amount on File
Deed Document Number	2021427509
Prior Transfer Date	Jun 2, 2009
Prior Transfer Doc	20090257722
Record Updated	Oct 29, 2026

July 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Jul 28, 2021
Property Address	705 MAIN ST UNIT 321, 321, HOUSTON, TX 77002-3306
Document Number	2021427509
Map Reference	MF 205210
Instrument Date	Jul 26, 2021
Instrument	2021-427509
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	705 MAIN ST UNIT 321, 705, HOUSTON, TX 77002-3306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3550 MAIN ST, HOUSTON, TX 77002-9569

Mortgage

Document Number	2021427510
Date	Jul 28, 2021
Instrument	2021-427510

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Mortgage

Document Number	2021427511
Date	Jul 28, 2021
Instrument	2021-427511

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	36 Months
Due	Jul 26, 2024

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Sep 12, 2019
Property Address	705 MAIN ST UNIT 321, 321, HOUSTON, TX 77002-3306
Document Number	0000405795
Instrument Date	Sep 12, 2019
Instrument	405795
Transaction Type	Transfer
Record Updated	Sep 23, 2019
Title Company	TEXAS AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 MAIN ST #321 HOUSTON TX 770023306, 321, HOUSTON, TX 77002-3306

Mortgage

Document Number	405796
Date	Sep 12, 2019
Instrument	405796

Lender

Name	NETWORK FNDG
Type	Funding / Finance Company
Address	HOUSTON, TX 77042

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 11, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Mar 29, 2019
Property Address	705 MAIN ST UNIT 321, 321, HOUSTON, TX 77002-3306
Document Number	0000124548
Instrument Date	Mar 28, 2019
Instrument	124548
Transaction Type	Transfer
Record Updated	Apr 4, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 MAIN ST #321 HOUSTON TX 77002, 321, HOUSTON, TX 77002

Mortgage

Document Number	124549
Date	Mar 29, 2019
Instrument	124549

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 28, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 705 Main St, Unit 321 was $3,130 with a homeowner's exemption, up 7.6% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Houston Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$205,205 (-13.8%) Land $38,989 Building $166,216	$205,205 (-13.8%) Land $38,989 Building $166,216
2025	$3,130.00 (+7.63%) Homeowner's exemption	$238,046 Land $45,229 Building $192,817	$238,046 Land $45,229 Building $192,817
2024	$2,908.00
2023		$204,748 Land $38,902 Building $165,846	$204,748 Land $38,902 Building $165,846
2022	$2,437.00
2020	$4,230.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 705 Main St, Unit 321 in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	195 units insured incl. 149 condo units
Nearby Flood Claims	22 (2008–2024)
Claims Outside the SFHA	3 of 22
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Beryl, Jul 2024 · 3 claims Tropical Storm Imelda, Sep 2019 · 3 claims Hurricane Harvey, Aug 2017 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 705 Main St, Unit 321 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: IBT Connect, T-Mobile, Verizon.

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