705 Main St, Unit 320, Houston, TX 77002 Property Records

Harris County property record for 705 Main St, Unit 320, Houston, TX 77002

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,497 sqft · built 1921
Lot Size	0.58 acres (25,255 sqft)
Owner	Individual Name on File
Last Sale	$293,800 (Mar 2021)
Tax Bill	$4,527 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`126-946-000-0038`

Property Details

APN / Parcel Number

Primary APN	`126-946-000-0038`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Units	172 Units
Stories	1 Story
Building Area	1,497 sqft Living Area
1st Floor Area	1,497 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Lot Area	25,255 sqft (0.58 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1269460000038
Street Address	705 MAIN ST, 320
City	HOUSTON
State	TX
Zip	77002-3306
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 320 .0092 INT COMMON LAND & ELE ST GERMAIN CONDO 4TH AMEND
Legal Subdivision	ST GERMAIN CONDO 4TH AMEND
Legal Block	1
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1073
Census Tract	980700

Owner

705 Main St, Unit 320 is owned and occupied by an individual who bought it in March 2021.

Source: Harris County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	705 MAIN ST, 320, HOUSTON, TX 77002-3306
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Vendor's Lien, Transfer · Conventional Mortgage DELTA COMMUNITY CU
Dec 20, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 7, 2017	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2021 · Amount on File
Deed Sale	Mar 15, 2021 · Amount on File
Prior Sale	Dec 31, 2015 · Amount on File
Deed Document Number	2021132742
Prior Transfer Date	Dec 19, 2019
Prior Transfer Doc	2019564320
Record Updated	Oct 29, 2026

March 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Mar 15, 2021
Property Address	705 MAIN ST UNIT 320, 320, HOUSTON, TX 77002-3306
Document Number	2021132742
Map Reference	MF 205210
Instrument Date	Mar 11, 2021
Instrument	2021-132742
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 MAIN ST UNIT 320, 320, HOUSTON, TX 77002-3306

Mortgage

Document Number	2021132743
Date	Mar 15, 2021
Instrument	2021-132743

Lender

Name	DELTA COMMUNITY CU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARRIS TX
Recording Date	Dec 20, 2019
Property Address	705 MAIN ST UNIT 320, 320, HOUSTON, TX 77002-3306
Document Number	0000564320
Instrument Date	Dec 19, 2019
Instrument	564320
Transaction Type	Transfer
Record Updated	Jan 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	7304 MIDDLEBURY CV AUSTIN TX 787231532, AUSTIN, TX 78723-1532

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	705 MAIN ST UNIT 320, 320, HOUSTON, TX 77002-3306
Document Number	0000061166
Instrument Date	Feb 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 MAIN ST #320 HOUSTON TX 770023306, 320, HOUSTON, TX 77002-3306

Mortgage

Document Number	0000061166
Date	Feb 13, 2017
Instrument	61166

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	180 Months
Due	Feb 12, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 705 Main St, Unit 320 was $4,527 with a homeowner's exemption, down 25.1% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Houston Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$271,916 (-13.68%) Land $51,664 Building $220,252	$271,916 (-13.68%) Land $51,664 Building $220,252
2025	$4,527.00 (-25.15%) Homeowner's exemption	$315,000 Land $62,305 Building $252,695	$315,000 Land $62,305 Building $252,695
2024	$6,048.00
2023		$270,500 Land $54,711 Building $215,789	$270,500 Land $54,711 Building $215,789
2020	$6,844.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 705 Main St, Unit 320 in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	195 units insured incl. 149 condo units
Nearby Flood Claims	22 (2008–2024)
Claims Outside the SFHA	3 of 22
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Beryl, Jul 2024 · 3 claims Tropical Storm Imelda, Sep 2019 · 3 claims Hurricane Harvey, Aug 2017 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 705 Main St, Unit 320 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: IBT Connect, T-Mobile, Verizon.

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