705 Main St, Toronto, OH 43964 Property Records

Jefferson County property record for 705 Main St, Toronto, OH 43964

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,004 sqft · built 1900
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Mar 2026)
Tax Bill	$1,683 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Apr 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`13-01690-000`

Property Details

APN / Parcel Number

Primary APN	`13-01690-000`
Alternative APN	`01690`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,004 sqft Living Area
1st Floor Area	1,002 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	9,148 sqft (0.21 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard

Location & Zoning

Street Address	705 MAIN ST
City	TORONTO
State	OH
Zip	43964-1431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	9 STOKES UNREC 0.22A MAP-13-11A0-02900
Jurisdiction	JEFFERSON OH
Township / Civil Division	ISLAND CREEK
Census Block Group	1
Census Block	1000
Census Tract	11300

Owner

Source: Jefferson County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	705 MAIN ST, TORONTO, OH 43964-1431
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Warranty Deed, Transfer · Conventional Mortgage HANCOCK COUNTY SAVINGS BANK FSB
Apr 22, 2024	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2026 · Amount on Record
Deed Sale	Mar 6, 2026 · Amount on Record
Deed Document Number	2026410718
Deed Book / Page	1542 / 4363
Prior Transfer Date	Apr 19, 2024
Prior Transfer Doc	01527/3450
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON OH
Recording Date	Mar 6, 2026
Property Address	705 MAIN ST, TORONTO, OH 43964-1431
Document Number	01542/4363
Book / Page	1542 / 4363
Map Reference	VOL 121 PG 359
Instrument Date	Mar 4, 2026
Instrument	410718
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	RIO VALLEY TITLE, OHIO VALLEY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 MAIN ST, TORONTO, OH 43964-1431

Mortgage

Document Number	0000410719
Date	Mar 6, 2026
Instrument	410719

Lender

Name	HANCOCK COUNTY SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

April 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	JEFFERSON OH
Recording Date	Apr 22, 2024
Property Address	705 MAIN ST, TORONTO, OH 43964-1431
Document Number	01527/3450
Book / Page	1527 / 3450
Instrument Date	Apr 22, 2024
Instrument	394390
Transaction Type	Transfer
Record Updated	May 10, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Jefferson County
County Subdivision	Island Creek Township
Municipality	Toronto City
Unified School District	Toronto City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,683.00	$52,346 (-) Land $6,720 Building $45,626
2024	$1,683.00 (-36.13%) Homeowner's exemption Senior Citizen's exemption	$52,346 (+32.66%) Land $6,720 Building $45,626	$149,560 (+32.66%) Land $19,200 Building $130,360
2022	$2,635.00 Homeowner's exemption Senior Citizen's exemption	$39,459 Land $5,670 Building $33,789
2021			$112,740 Land $16,200 Building $96,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2014

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORONTO PWS serves 5,676 people · EPA ID OH4102811
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Jefferson County Cable Cable	400 / 40

May also be available: AT&T, T-Mobile, Verizon, Xfinity.

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