703 Main St, Toronto, OH 43964 Property Records

Jefferson County property record for 703 Main St, Toronto, OH 43964

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 2,993 sqft · built 1890
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Tax Bill	$3,052 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2011 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-00768-000`

Property Details

APN / Parcel Number

Primary APN	`13-00768-000`
Alternative APN	`00768`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,993 sqft Living Area
1st Floor Area	1,439 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Other
Lot Area	11,326 sqft (0.26 acres)
Garage Area	252 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard

Location & Zoning

Street Address	703 MAIN ST
City	TORONTO
State	OH
Zip	43964-1431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1-3-30 54-A LAND .2652A MAP 13-11A-30
Jurisdiction	JEFFERSON OH
Township / Civil Division	ISLAND CREEK
Census Block Group	1
Census Block	1000
Census Tract	11300

Owner

Source: Jefferson County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	703 MAIN ST, TORONTO, OH 43964-1431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 7, 2011	Deed of Trust, Mortgage AMERICAN EQUITY MORTGAGE, INC
Aug 27, 2014	Deed of Trust, Mortgage · Line of Credit OHIO HOMEOWNER ASSISTANCE LLC
Aug 10, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 5, 2013	Quit Claim Deed, Transfer MERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 25, 2013
Transfer Doc	001041/602
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON OH
Property Address	703 MAIN ST, TORONTO, OH 43964-1431
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 MAIN ST, TORONTO, OH 43964-1431

Mortgage

Document Number	001495/621
Date	Aug 10, 2021
Book Page	1495/621
Instrument	368471

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	259 Months
Due	Mar 1, 2043

October 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON OH
Property Address	703 MAIN ST, TORONTO, OH 43964-1431
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000964/124
Date	Oct 7, 2011
Book Page	964/124
Instrument	260165

Lender

Name	AMERICAN EQUITY MORTGAGE, INC
Address	11933 WESTLINE INDUSTRIAL DR, SAINT LOUIS, MO 63146

Agreement

Amount	Amount Recorded

August 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON OH
Property Address	703 MAIN ST, TORONTO, OH 43964-1431
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 MAIN ST, TORONTO, OH 43964-1431

Mortgage

Document Number	001112/943
Date	Aug 27, 2014
Book Page	1112/943
Instrument	293737

Lender

Name	OHIO HOMEOWNER ASSISTANCE LLC
Type	Seller
Address	88 E BROAD ST STE 1800, COLUMBUS, OH 43215

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON OH
Property Address	703 MAIN ST, TORONTO, OH 43964-1431
Transaction Type	Mortgage
Record Updated	Aug 25, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 MAIN ST, TORONTO, OH 43964-1431

Mortgage

Document Number	1495/621
Date	Aug 10, 2021
Book Page	1495/621
Instrument	368471

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	259 Months
Due	Mar 1, 2043

March 2013: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON OH
Recording Date	Mar 5, 2013
Property Address	703 MAIN ST, TORONTO, OH 43964-1431
Document Number	001041/602
Book / Page	1041 / 602
Instrument Date	Feb 25, 2013
Instrument	278055
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 MAIN ST, TORONTO, OH 43964-1431

Mortgage

Document Number	001041/604
Date	Mar 5, 2013
Book Page	1041/604
Instrument	278056

Lender

Name	MERS
Address	5241 S STATE ST, MURRAY, UT 84107

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2043

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Jefferson County
County Subdivision	Island Creek Township
Municipality	Toronto City
Unified School District	Toronto City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,052.00	$76,577 (-) Land $8,243 Building $68,334
2024	$3,052.00 (-21.62%) Homeowner's exemption	$76,577 (+31.35%) Land $8,243 Building $68,334	$218,790 (+31.35%) Land $23,550 Building $195,240
2022	$3,894.00 Homeowner's exemption	$58,300 Land $6,955 Building $51,345
2021			$166,570 Land $19,870 Building $146,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2014

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORONTO PWS serves 5,676 people · EPA ID OH4102811
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Jefferson County Cable Cable	400 / 40

May also be available: AT&T, T-Mobile, Verizon, Xfinity.

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