705 Main St, Otterville, MO 65348 Property Records

Cooper County property record for 705 Main St, Otterville, MO 65348

Property Summary

Property Type	Single Family Home
Details	2,482 sqft · built 2005
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$59,850 (Apr 2026)
Tax Bill	$3,072 (2025)
Deeds & Mortgages	Apr 2026 Sale & Line of Credit Apr 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`23-2.0-03-002-001-006.002`

Property Details

APN / Parcel Number

Primary APN	`23-2.0-03-002-001-006.002`

Interior

Stories	1 Story
Building Area	2,482 sqft Adjusted Area
1st Floor Area	2,450 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	705 MAIN ST
City	OTTERVILLE
State	MO
Zip	65348-1212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POB NE COR LOCUST ST & RT A, NE 320, N 290, SW 134, S 73, SW 174, S 138 POB
Legal Range	19W
Legal Township	45N
Legal Section	03
Jurisdiction	COOPER MO
Township / Civil Division	OTTERVILLE
Census Block Group	5
Census Block	5067
Census Tract	950500

Owner

705 Main St is owned and occupied by two individuals who bought it in April 2026.

Source: Cooper County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	705 MAIN ST, OTTERVILLE, MO 65348-1212
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Warranty Deed, Transfer · Line of Credit EQUITY BANK
Apr 20, 2026	Warranty Deed, Transfer · Line of Credit EQUITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2026 · Amount on File
Deed Sale	Apr 20, 2026 · Amount on File
Deed Document Number	2026941
Prior Transfer Date	Apr 13, 2026
Prior Transfer Doc	0020260941
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOPER MO
Recording Date	Apr 20, 2026
Document Number	0000000941
Instrument Date	Apr 13, 2026
Instrument	2026.941
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000942,
Date	Apr 20, 2026
Instrument	2026..942

Lender

Name	EQUITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 20, 2046

Interest

Rate	6%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOPER MO
Recording Date	Apr 20, 2026
Property Address	705 MAIN ST, OTTERVILLE, MO 65348-1212
Document Number	0020260941
Instrument Date	Apr 13, 2026
Instrument	2026941
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 MAIN ST, OTTERVILLE, MO 65348-1212

Mortgage

Document Number	0000000942,
Date	Apr 20, 2026
Instrument	2026942

Lender

Name	EQUITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 20, 2046

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 705 Main St was $3,072.

Source: Cooper County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cooper County
Municipality	Otterville City
Unified School District	Otterville R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,200 (+1.24%)	$180,000 (+1.24%) Land $8,800 Building $171,200
2025	$3,072.00	$33,780 (-22.95%)	$177,800 Land $8,800 Building $169,000
2024	$3,072.00 (-25.31%)	$43,840 (-)
2023	$4,113.00 (-1.72%)	$43,840 (-)	$137,000 Land $20,500 Building $116,500
2022	$4,185.00	$43,840
2021			$137,000 Land $20,500 Building $116,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 705 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1990)
Most Recent Claim	May 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 705 Main St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTERVILLE PWS serves 450 people · EPA ID MO3010614
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Oct 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Co-Mo Connect Fiber	1,000 / 1,000

May also be available: T-Mobile, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

Nearby Streets

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