401 Main St, Otterville, MO 65348 Property Records

Cooper County property record for 401 Main St, Otterville, MO 65348

Property Summary

Property TypeResidential Vacant Land
Details1,322 sqft · built 1930
Lot Size0.202 acres (8,800 sqft)
OwnerCompany Name on Record
Tax Bill$111 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN23-2.0-03-002-044-006.000

Property Details

APN / Parcel Number

Primary APN23-2.0-03-002-044-006.000

Interior

Total Rooms1 Room
Stories1 Story
Building Area1,322 sqft Base Area
1st Floor Area1,322 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialCombination
Roof TypeFlat
Roof MaterialRolled Roofing
Lot Area8,800 sqft (0.202 acres)
Lot Dimensions100 ft deep x 88 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address401 MAIN ST
CityOTTERVILLE
StateMO
Zip65348-1210
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionLOTS 4-6 INC., BLK 25, WEAR & SAUNDERS 2ND ADDN., 88 X 100
Legal Range19W
Legal Township45N
Legal Section03
Legal SubdivisionWEAR & SAUNDERS
Legal Block25
Legal Lot Number4-6
JurisdictionCOOPER MO
Township / Civil DivisionOTTERVILLE
Census Block Group5
Census Block5104
Census Tract950500

Owner

Source: Cooper County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3002 WATRING LOOP, OTTERVILLE, MO 65348-2127
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOPER MO
Recording DateJun 5, 2026
Property Address401 MAIN ST, OTTERVILLE, MO 65348-1210
Document Number0000001350
Instrument DateJun 5, 2026
Instrument20261350
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address7632 WASHINGTON RD, OTTERVILLE, MO 65348-2305

Mortgage

Document Number0000001350,
DateJun 5, 2026
Instrument20261350
Lender
NameBTC BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.37%
Max Rate-1%

Tax Assessment & Valuation

Source: Cooper County assessment roll, as of December 16, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyCooper County
MunicipalityOtterville City
Unified School DistrictOtterville R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,220 (-)$6,400 (-) Land $6,400
2025$111.00 (+0.91%)$1,220 (+8.93%)$6,400 (+8.47%) Land $6,400
2024$110.00 (+13.4%)$1,120 (-)
2023$97.00 (-2.02%)$1,120 (-)$5,900 (-) Land $5,900
2022$99.00$1,120
2021$5,900 Land $5,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1990)
Most Recent ClaimMay 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTTERVILLE PWS
serves 450 people · EPA ID MO3010614
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Oct 2020
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Co-Mo Connect
Fiber
1,000 / 1,000

May also be available: T-Mobile, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

Nearby Streets

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