Jackson County property record for 705 Main St, Black River Falls, WI 54615
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $114,900 (May 2022) |
| Tax Bill | $2,237 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit May 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 206-1484-0000 |
| Primary APN | 206-1484-0000 |
|---|
| Lot Area | 10,454 sqft (0.24 acres) |
|---|
| Street Address | 705 MAIN ST |
|---|---|
| City | BLACK RIVER FALLS |
| State | WI |
| Zip | 54615-1643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | E12 OF LOT 4 BLK 4 EXC S 1' AND LOT 5 BLK 4 EXC S 1' JACOB SPAULDINGS FIRST ADD |
| Legal Range | 00 |
| Legal Township | 00 |
| Legal Section | 00 |
| Legal Subdivision | JACOB SPAULDINGS FIRST ADD |
| Legal Block | 4 |
| Legal Lot Number | 4 |
| Jurisdiction | JACKSON WI |
| Township / Civil Division | BLACK RIVER FALLS |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 960500 |
Source: Jackson County records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 705 MAIN ST, BLACK RIVER FALLS, WI 54615-1643 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION |
| May 15, 2023 | Deed of Trust, Mortgage CO OP CU |
| May 27, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage CO OP CU OF MONTEVIDEO |
| Jan 28, 2020 | Warranty Deed, Transfer BLACK RIVER COUNTRY BANK |
| Jan 21, 2020 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2022 · Amount on Record |
| Deed Sale | May 27, 2022 · Amount on Record |
| Prior Sale | Jan 28, 2020 · Amount on Record |
| Deed Document Number | 2022409517 |
| Prior Transfer Date | Jan 20, 2020 |
| Prior Transfer Doc | 00663/0763 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON WI |
| Recording Date | Jun 22, 2026 |
| Property Address | 705 MAIN ST, BLACK RIVER FALLS, WI 54615-1643 |
| Document Number | 0000424422 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 2026424422 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 705 MAIN ST, BLACK RIVER FALLS, WI 54615-1643 |
| Document Number | 0000424422, |
|---|---|
| Date | Jun 22, 2026 |
| Instrument | 2026424422 |
| Name | UNION CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON WI |
| Property Address | 705 MAIN ST, BLACK RIVER FALLS, WI 54615-1643 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000412952 |
|---|---|
| Date | May 15, 2023 |
| Instrument | 412952 |
| Name | CO OP CU |
|---|---|
| Type | Credit Union |
| Address | BLACK RIVER FALLS, WI 54615 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON WI |
| Recording Date | May 27, 2022 |
| Property Address | 705 MAIN ST, BLACK RIVER FALLS, WI 54615-1643 |
| Document Number | 0000409517 |
| Instrument Date | May 24, 2022 |
| Instrument | 409517 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $344.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 705 MAIN ST, BLACK RIVER FALLS, WI 54615-1643 |
| Document Number | 0000409518 |
|---|---|
| Date | May 27, 2022 |
| Instrument | 409518 |
| Name | CO OP CU OF MONTEVIDEO |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON WI |
| Recording Date | Jan 28, 2020 |
| Property Address | 705 MAIN ST, BLACK RIVER FALLS, WI 54615-1643 |
| Document Number | 00664/0129 |
| Book / Page | 664 / 0129 |
| Instrument Date | Jan 28, 2020 |
| Instrument | 398167 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $195.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 924 PIERCE ST, BLACK RIVER FALLS, WI 54615-1523 |
| Document Number | 0000398168 |
|---|---|
| Date | Jan 28, 2020 |
| Instrument | 398168 |
| Name | BLACK RIVER COUNTRY BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | JACKSON WI |
| Recording Date | Jan 21, 2020 |
| Property Address | 705 MAIN ST, BLACK RIVER FALLS, WI 54615-1643 |
| Document Number | 00663/0763 |
| Book / Page | 663 / 0763 |
| Instrument Date | Jan 20, 2020 |
| Instrument | 398060 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | N9128 PIERCE RD, HIXTON, WI 54635-8310 |
Source: Jackson County assessment roll, as of February 10, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Jackson County |
| Municipality | Black River Falls City |
| Unified School District | Black River Falls School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,237.00 (+16.21%) Additional exemption filed | $122,800 (+63.73%) Land $17,300 Building $105,500 | $131,600 (+22.42%) |
| 2023 | $75,000 Land $12,600 Building $62,400 | $107,500 | |
| 2021 | $1,925.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLACK RIVER FALLS WATERWORKS serves 3,608 people · EPA ID WI6270244 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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