Jackson County property record for 704 Main St, Black River Falls, WI 54615
| Property Type | Commercial |
|---|---|
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $299,900 (Feb 2019) |
| Tax Bill | $5,343 (2025) |
| Deeds & Mortgages | Feb 2019 Sale & Mortgage Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 206-1486-0000 |
| Primary APN | 206-1486-0000 |
|---|
| Lot Area | 25,700 sqft (0.59 acres) |
|---|
| Street Address | 704 MAIN ST |
|---|---|
| City | BLACK RIVER FALLS |
| State | WI |
| Zip | 54615-1644 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | R3 |
| Legal Description | LOTS 3, 4, 5, & E 30.5' OF LOT 2 ALSO N 20' OF LOTS 6, 7 & 8 BLK 5 JACOB 1ST ADDN (FALLS FLORIST) |
| Legal Range | 00 |
| Legal Township | 00 |
| Legal Section | 00 |
| Legal Subdivision | JACOB SPAULDINGS FIRST ADDITION |
| Legal Block | 5 |
| Legal Lot Number | 3 |
| Jurisdiction | JACKSON WI |
| Township / Civil Division | BLACK RIVER FALLS |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 960500 |
704 Main St, a commercial property, is owned by two individuals who bought it in February 2019.
Source: Jackson County records, as of February 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 804 SUNFLOWER CIR, BLACK RIVER FALLS, WI 54615-2002 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 1, 2019 | Warranty Deed, Transfer BLACK RIVER COUNTRY BANK |
| Feb 1, 2019 | Intrafamily Transfer, Transfer · Stand-Alone First Mortgage MISSISSIPPI RIVER REGIONAL PLANNING COMM |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 2019 · Amount on File |
| Deed Sale | Feb 1, 2019 · Amount on File |
| Deed Document Number | 2019394054 |
| Deed Book / Page | 650 / 824 |
| Prior Transfer Date | Jan 28, 2019 |
| Prior Transfer Doc | 00650/0831 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON WI |
| Recording Date | Feb 1, 2019 |
| Property Address | 704 MAIN ST, BLACK RIVER FALLS, WI 54615-1644 |
| Document Number | 00650/0824 |
| Book / Page | 650 / 0824 |
| Instrument Date | Feb 1, 2019 |
| Instrument | 394054 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2023 |
| Title Company | LANDMARK TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $899.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Document Number | 0000394055 |
|---|---|
| Date | Feb 1, 2019 |
| Instrument | 394055 |
| Name | BLACK RIVER COUNTRY BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | JACKSON WI |
| Recording Date | Feb 1, 2019 |
| Property Address | 704 MAIN ST, BLACK RIVER FALLS, WI 54615-1644 |
| Document Number | 00650/0822 |
| Book / Page | 650 / 0822 |
| Instrument Date | Jan 28, 2019 |
| Instrument | 394053 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 610 MAIN ST, BLACK RIVER FALLS, WI 54615-1646 |
| Document Number | 00650/0831 |
|---|---|
| Date | Feb 1, 2019 |
| Book Page | 650/0831 |
| Instrument | 394057 |
| Name | MISSISSIPPI RIVER REGIONAL PLANNING COMM |
|---|---|
| Type | Government Agency |
| Address | LA CROSSE, WI 54601 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 704 Main St was $5,343.
Source: Jackson County assessment roll, as of February 10, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Jackson County |
| Municipality | Black River Falls City |
| Unified School District | Black River Falls School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,343.00 Additional exemption filed | $289,400 Land $39,400 Building $250,000 | $310,200 |
| 2023 | $126,700 Land $30,900 Building $95,800 | $181,600 | |
| 2021 | $3,291.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 704 Main St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective September 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1993–2013) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 704 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLACK RIVER FALLS WATERWORKS serves 3,608 people · EPA ID WI6270244 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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