705 Madison St, Oregon, IL 61061 Property Records

Ogle County property record for 705 Madison St, Oregon, IL 61061

Property Summary

Property Type	Single Family Home
Details	960 sqft · built 1917
Lot Size	0.22 acres (9,601 sqft)
Owner	Individual Name on File
Last Sale	$58,000 (May 2012)
Tax Bill	$2,853 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-04-298-003`

Property Details

APN / Parcel Number

Primary APN	`16-04-298-003`

Interior

Stories	1 Story
Building Area	960 sqft Living Area

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Lot Area	9,601 sqft (0.22 acres)
Lot Dimensions	72 ft deep x 132 ft wide
Garage Type	Detached
Garage Area	482 sqft

Location & Zoning

Street Address	705 MADISON ST
City	OREGON
State	IL
Zip	61061-1733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: N 132 FT LOT 3 & N 132 FT OF E 6 FT LOT 4 BLK 3 J C T PHELPS ADD CITY OF OREGON
Legal Subdivision	J C T PHELPS ADD
Legal Block	3
Legal Lot Number	3-4
Jurisdiction	OGLE IL
Township / Civil Division	OREGON-NASHUA
Census Block Group	2
Census Block	2024
Census Tract	961400

Owner

705 Madison St is owned and occupied by an individual who bought it in May 2012.

Source: Ogle County records, as of May 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	705 MADISON ST, OREGON, IL 61061-1733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Dec 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2012 · Amount on File
Deed Sale	May 4, 2012 · Amount on File
Prior Sale	Aug 30, 2006 · Amount on File
Deed Document Number	20121203406
Prior Transfer Date	Apr 24, 2011
Prior Transfer Doc	0000203405
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	705 MADISON ST, OREGON, IL 61061-1733
Transaction Type	Mortgage
Record Updated	Mar 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001505
Date	Mar 11, 2022
Instrument	202201505

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Mar 4, 2027

Interest

Rate Type	Fixed Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	705 MADISON ST, OREGON, IL 61061-1733
Transaction Type	Mortgage
Record Updated	Jan 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009125
Date	Dec 15, 2021
Instrument	202109125

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	252 Months
Due	Jan 1, 2042

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 705 Madison St was $2,853.

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Oregon-Nashua Township
Municipality	Oregon City
Unified School District	Oregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,853.00	$35,416 Land $8,172 Building $27,244	$106,248 Land $24,516 Building $81,732
2023		$28,163 Land $5,419 Building $22,744	$84,489 Land $16,257 Building $68,232
2022	$2,069.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 705 Madison St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (2017–2023)
Most Recent Claim	Apr 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 705 Madison St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON serves 3,449 people · EPA ID IL1410400
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Madison St

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