607 Madison St, Oregon, IL 61061 Property Records

Ogle County property record for 607 Madison St, Oregon, IL 61061

Property Summary

Property Type	Single Family Home
Details	1,980 sqft · built 1897
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Jul 2022)
Tax Bill	$2,703 (2025)
Deeds & Mortgages	Jul 2022 Sale Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-03-172-001`

Property Details

APN / Parcel Number

Primary APN	`16-03-172-001`

Interior

Stories	2 Stories
Building Area	1,980 sqft Living Area
Basement Area	690 sqft
Unfinished Basement	690 sqft

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1897
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	66 ft deep x 74 ft wide
Garage Type	Attached
Garage Area	198 sqft

Location & Zoning

Street Address	607 MADISON ST
City	OREGON
State	IL
Zip	61061-1731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: W1/2 LOT 1 EX TH PT LYING E CENTERLINE 2 CAR GARAGE BLK 7 CITY OF OREGON
Legal Block	7
Legal Lot Number	1
Jurisdiction	OGLE IL
Township / Civil Division	OREGON-NASHUA
Census Block Group	3
Census Block	3040
Census Tract	961400

Owner

Source: Ogle County records, as of July 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	607 MADISON ST, OREGON, IL 61061-1731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Warranty Deed, Transfer LAKESHORE TITLE LLC, LAKESHORE TITLE
Jan 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jan 2, 2018	Deed, Transfer · Conventional Mortgage NORTHWEST BANK ROCKFORD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2022 · Amount on Record
Deed Sale	Jul 18, 2022 · Amount on Record
Prior Sale	Jan 2, 2018 · Amount on Record
Deed Document Number	20224141
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Jul 18, 2022
Property Address	607 MADISON ST, OREGON, IL 61061-1731
Document Number	0000004141
Map Reference	BK B PG 49
Instrument Date	Jun 11, 2022
Instrument	202204141
Transaction Type	Transfer
Record Updated	Aug 3, 2022
Title Company	LAKESHORE TITLE LLC, LAKESHORE TITLE

Transaction

Amount	Amount Recorded
Tax	$135.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 MADISON ST, OREGON, IL 61061-1731

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	607 MADISON ST, OREGON, IL 61061-1731
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000376
Date	Jan 14, 2022
Instrument	202200376

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	OGLE IL
Recording Date	Jan 2, 2018
Property Address	607 MADISON ST, OREGON, IL 61061-1731
Document Number	0000000025
Instrument Date	Dec 29, 2017
Instrument	201800025
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$101.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 MADISON ST, OREGON, IL 61061-1731

Mortgage

Document Number	0000000026
Date	Jan 2, 2018
Instrument	201800026

Lender

Name	NORTHWEST BANK ROCKFORD

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Oregon-Nashua Township
Municipality	Oregon City
Unified School District	Oregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,703.00 (+41.89%)	$38,873 (+22.06%) Land $4,199 Building $34,674	$116,619 (+22.06%) Land $12,597 Building $104,022
2023		$31,848 Land $2,901 Building $28,947	$95,544 Land $8,703 Building $86,841
2022	$1,905.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON serves 3,449 people · EPA ID IL1410400
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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