701 Locust St, Sterling, IL 61081 Property Records

Whiteside County property record for 701 Locust St, Sterling, IL 61081 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.211 acres (9,210 sqft)
Owner	Individual Name on File
Tax Bill	$3,641 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Sep 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1121405009`

Property Details

APN / Parcel Number

Primary APN	`1121405009`
Alternative APN	`95398`

Exterior

Lot Area	9,210 sqft (0.211 acres)

Location & Zoning

Account Number	95398
Street Address	701 LOCUST ST
City	STERLING
State	IL
Zip	61081-3546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALLACE ADD SE PT BLK 32 249800X
Legal Subdivision	WALLACE ADDITION
Legal Block	32
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1024
Census Tract	1102

Owner

Source: Whiteside County records · APN 1121405009

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	701 LOCUST ST, STERLING, IL 61081-3546
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2020	Deed of Trust, Mortgage · Conventional with PMI STERLING BK
Sep 06, 2018	Warranty Deed, Transfer · Conventional with PMI STERLING BK
May 18, 2018	Grant Deed, Transfer ATTORNEY ONLY
Apr 13, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 13, 2018
Deed Sale	Apr 13, 2018
Prior Sale	Sep 12, 2012
Deed Document Number	20181837
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	701 LOCUST ST, STERLING, IL 61081-3546
Document Number	0000002301
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 LOCUST ST STERLING IL 610813546, STERLING, IL 61081-3546

Mortgage

Document Number	0000002301
Date	Apr 28, 2020
Instrument	2301

Lender

Name	STERLING BK
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 27, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Sep 06, 2018
Property Address	701 LOCUST ST, STERLING, IL 61081-3546
Document Number	0000004894
Instrument Date	Aug 28, 2018
Instrument	4894
Transaction Type	Transfer
Record Updated	Sep 24, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$142.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 LOCUST ST STERLING IL 610813546, STERLING, IL 61081-3546

Mortgage

Document Number	4895
Date	Sep 06, 2018
Instrument	4895

Lender

Name	STERLING BK
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 05, 2048

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WHITESIDE IL
Recording Date	May 18, 2018
Property Address	701 LOCUST ST, STERLING, IL 61081-3546
Document Number	0000002584
Instrument Date	Apr 30, 2018
Instrument	2584
Transaction Type	Transfer
Record Updated	May 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$85.50
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1697 N RIVER RD OREGON IL 610619084, OREGON, IL 61061-9084

April 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WHITESIDE IL
Recording Date	Apr 13, 2018
Property Address	701 LOCUST ST, STERLING, IL 61081-3546
Document Number	0000001837
Instrument Date	Mar 07, 2018
Instrument	1837
Transaction Type	Foreclosure
Record Updated	May 30, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	701 LOCUST ST STERLING IL 610813546, STERLING, IL 61081-3546

Tax Assessment & Valuation

Source: Whiteside County records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,641.00	$41,852 Land $5,846 Building $36,006
2024			$125,556 Land $17,538 Building $108,018

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whiteside County (17195C), updated September 26, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 440 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
JAB Wireless	Fixed Wireless (unlicensed)	250 / 50

May also be available at this address: Surf Air Wireless, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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