Cabarrus County property record for 705 Gem St, Kannapolis, NC 28083 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 775 sqft · built 1958 |
| Lot Size | 0.037 acres (1,573 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $197,000 (Jun 2026) |
| Tax Bill | $1,643 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage May 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 5613 97 9531 |
| Primary APN | 5613 97 9531 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 775 sqft Living Area |
| Gross Area | 859 sqft |
| 1st Floor Area | 775 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,573 sqft (0.037 acres) |
| Lot Dimensions | 143 ft deep x 11 ft wide |
| Porch | Slab |
| Porch Area | 84 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 136079 |
|---|---|
| Street Address | 705 GEM ST |
| City | KANNAPOLIS |
| State | NC |
| Zip | 28083-2502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LTS 11-13 EAST VILLAGE |
| Legal Subdivision | JAMESTOWN |
| Legal Lot Number | 11-13 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 4, KANNAPOLIS |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 40800 |
Source: Cabarrus County records · APN 5613 97 9531
Assessment roll updated September 23, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 705 GEM ST, KANNAPOLIS, NC 28083-2502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 11, 2026 | Warranty Deed, Transfer · FHA Mortgage US HOME MORTGAGE |
| May 01, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 11, 2026 · Amount on Record |
| Deed Sale | Jun 11, 2026 · Amount on Record |
| Prior Sale | May 01, 2020 · Amount on Record |
| Deed Document Number | 202613880 |
| Deed Book / Page | 18033 / 335 |
| Prior Transfer Date | Sep 06, 2007 |
| Prior Transfer Doc | 7790000095 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jun 11, 2026 |
| Property Address | 705 GEM ST, KANNAPOLIS, NC 28083-2502 |
| Document Number | 0000013880 |
| Book / Page | 18033 / 335 |
| Instrument Date | Jun 05, 2026 |
| Instrument | 202613880 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | STATEWIDE TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $39,794.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 705 GEM ST, KANNAPOLIS, NC 28083-2502 |
| Document Number | 0000013881, |
|---|---|
| Date | Jun 11, 2026 |
| Instrument | 202613881 |
| Name | US HOME MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000013882, |
|---|---|
| Date | Jun 11, 2026 |
| Book Page | 18033/351 |
| Instrument | 202613882 |
| Amount | Amount Recorded |
|---|
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | May 01, 2020 |
| Property Address | 705 GEM ST, KANNAPOLIS, NC 28083-2502 |
| Document Number | 14152297 |
| Book / Page | 014152 / 000297 |
| Instrument Date | Apr 29, 2020 |
| Instrument | 13018 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $110.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 307 CREEK TRL SE CONCORD NC 280253907, CONCORD, NC 28025-3907 |
Source: Cabarrus County records · Assessment roll updated September 23, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Kannapolis City |
| Unified School District | Kannapolis City Schools (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,643.00 (+35.9%) | $144,710 (+63.96%) Land $40,000 Building $104,710 | |
| 2024 | $144,710 (+63.96%) Land $40,000 Building $104,710 | ||
| 2023 | $1,209.00 | $88,260 Land $26,000 Building $62,260 | $88,260 Land $26,000 Building $62,260 |
Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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