700 Gem St, Kannapolis, NC 28083 Property Records

Cabarrus County property record for 700 Gem St, Kannapolis, NC 28083

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 696 sqft · built 1960
Lot Size	0.101 acres (4,428 sqft)
Owner	Individual Name on Record
Last Sale	$124,000 (Aug 2021)
Tax Bill	$1,221 (2023)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5613 97 7398`

Property Details

APN / Parcel Number

Primary APN	`5613 97 7398`
Alternative APNs	`04036 0080.000000` `1816700` `120077`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	696 sqft Living Area
1st Floor Area	696 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,428 sqft
Lot Dimensions	123 ft deep x 36 ft wide
Porch	Porch
Porch Area	68 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	120077
Street Address	700 GEM ST
City	KANNAPOLIS
State	NC
Zip	28083-2501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	SOUTH SIDE GEM ST
Jurisdiction	CABARRUS NC
Township / Civil Division	4, KANNAPOLIS
Census Block Group	2
Census Block	2038
Census Tract	40800

Owner

Source: Cabarrus County records, as of May 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	700 GEM ST, KANNAPOLIS, NC 28083-2501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Mar 2, 2021	Special Warranty Deed, Transfer · Conventional Mortgage CAROLINA HARD MNEY ISAOA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2021 · Amount on Record
Deed Sale	Aug 20, 2021 · Amount on Record
Prior Sale	Mar 2, 2021 · Amount on Record
Deed Document Number	0001542679
Deed Book / Page	15426 / 79
Record Updated	Jun 7, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Aug 20, 2021
Property Address	700 GEM ST, KANNAPOLIS, NC 28083-2501
Document Number	0001542679
Book / Page	15426 / 79
Instrument Date	Aug 20, 2021
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$248.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5375 ROCKY RIVER RD, 5375, CONCORD, NC 28025-8843

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 GEM ST, KANNAPOLIS, NC 28083-2501
Investor	Possibly a Property Investor

Mortgage

Document Number	0001542683
Date	Aug 20, 2021
Instrument	15426/83

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

March 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Mar 2, 2021
Property Address	700 GEM ST, KANNAPOLIS, NC 28083-2501
Document Number	0014961306
Book / Page	14961 / 306
Instrument Date	Feb 26, 2021
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Tax	$93.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 RIVERSIDE DR # DR5-100W, 5000, IRVING, TX 75039-4316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5375 ROCKY RIVER RD, CONCORD, NC 28025-8843
Investor	Possibly a Property Investor

Mortgage

Document Number	0014962172
Date	Mar 2, 2021
Book Page	14962/172

Lender

Name	CAROLINA HARD MNEY ISAOA
Type	Private Party
Address	ROCK HILL, SC 29730

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	366 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Kannapolis City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,221.00	$89,160 Land $26,000 Building $63,160	$89,160 Land $26,000 Building $63,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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