705 Front St, Dunellen, NJ 08812 Property Records

Middlesex County and Dunellen Borough property record for 705 Front St, Dunellen, NJ 08812

Property Summary

Property Type	Single Family Home
Details	1,484 sqft · built 1950
Lot Size	0.111 acres (4,848 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (Dec 2025)
Tax Bill	$10,414 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-00048-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`03-00048-0000-00002`
Alternative APN	`030004800002`

Interior

Stories	2 Stories
Building Area	1,484 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1960
Architectural Style	Colonial
Construction Type	Frame
Lot Area	4,848 sqft (0.111 acres)
Lot Dimensions	97 ft deep x 50 ft wide

Location & Zoning

Street Address	705 FRONT ST
City	DUNELLEN
State	NJ
Zip	08812-1013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	50X97
Legal Block	48
Legal Lot Number	2
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	DUNELLEN
Census Block Group	3
Census Block	3015
Census Tract	300

Owner

Source: Middlesex County and Dunellen Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	705 FRONT ST, DUNELLEN, NJ 08812-1013
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 11, 2025	Deed, Transfer · Conventional Mortgage VALLEY NATIONAL BANK NA
Feb 4, 2020	Grant Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2025 · Amount on Record
Deed Sale	Dec 11, 2025 · Amount on Record
Prior Sale	Feb 4, 2020 · Amount on Record
Deed Document Number	202576232
Deed Book / Page	19899 / 1450
Prior Transfer Date	Nov 20, 1996
Prior Transfer Doc	4384000711
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	705 FRONT ST, DUNELLEN, NJ 08812-1013
Transaction Type	Mortgage
Record Updated	Jan 1, 2026
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000112430
Date	Sep 3, 2021
Book Page	18610/518
Instrument	2021112430

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Dec 11, 2025
Property Address	705 FRONT ST, DUNELLEN, NJ 08812-1013
Document Number	0000076232
Book / Page	19899 / 1450
Instrument Date	Nov 18, 2025
Instrument	2025076232
Transaction Type	Transfer
Record Updated	Jan 1, 2026
Title Company	CLEAR SKIES TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,920.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	705 FRONT ST, DUNELLEN, NJ 08812-1013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 FRONT ST, DUNELLEN, NJ 08812-1013

Mortgage

Document Number	0000076233
Date	Dec 11, 2025
Instrument	2025076233

Lender

Name	VALLEY NATIONAL BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Feb 4, 2020
Property Address	705 FRONT ST, DUNELLEN, NJ 08812-1013
Document Number	0000011293
Book / Page	017771 / 001113
Instrument Date	Dec 20, 2019
Instrument	11293
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	NUCO TITLE INSURANCE AGENCY INC, NUCO TITLE INS AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	705 FRONT ST DUNELLEN NJ 088121013, DUNELLEN, NJ 08812-1013

Mortgage

Document Number	11294
Date	Feb 4, 2020
Book Page	017771/001449
Instrument	11294

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2050

Tax Assessment & Valuation

Source: Middlesex County and Dunellen Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Dunellen Borough
Unified School District	Dunellen Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$516,200 (+21.34%) Land $99,200 Building $417,000	$516,200 (+21.34%) Land $99,200 Building $417,000
2025	$10,414.00 (-6.15%)	$425,400 (+7.51%) Land $99,200 Building $326,200	$425,400 (+7.51%) Land $99,200 Building $326,200
2024	$11,097.00 (+11.93%)
2023		$395,700 Land $99,200 Building $296,500	$395,700 Land $99,200 Building $296,500
2022	$9,914.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 individual policies
Nearby Flood Policies	20 units insured incl. 2 condo units
Nearby Flood Claims	49 (1996–2025)
Claims Outside the SFHA	7 of 49
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 10 claims Hurricane Irene, Aug 2011 · 10 claims Severe Storms And Flooding, Mar 2010 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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