650 Front St, Dunellen, NJ 08812 Property Records

Middlesex County and Dunellen Borough property record for 650 Front St, Dunellen, NJ 08812

Property Summary

Property Type	Single Family Home
Details	1,512 sqft · built 1974
Lot Size	0.11 acres (4,800 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Dec 2019)
Tax Bill	$10,255 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00035-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`03-00035-0000-00018`
Alternative APN	`030003500018`

Interior

Stories	2 Stories
Building Area	1,512 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Colonial
Construction Type	Frame
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	100 ft deep x 48 ft wide

Location & Zoning

Street Address	650 FRONT ST
City	DUNELLEN
State	NJ
Zip	08812-1012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	48X100
Legal Subdivision	EQUATOR PARK
Legal Block	35
Legal Lot Number	18
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	DUNELLEN
Census Block Group	3
Census Block	3010
Census Tract	300

Owner

Source: Middlesex County and Dunellen Borough records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	650 FRONT ST, DUNELLEN, NJ 08812-1012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Dec 3, 2019	Bargain and Sale Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2019 · Amount on File
Deed Sale	Dec 3, 2019 · Amount on File
Prior Sale	Jul 2, 2008 · Amount on File
Deed Document Number	2019102358
Deed Book / Page	17707 / 516
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	650 FRONT ST, DUNELLEN, NJ 08812-1012
Document Number	0000105478
Instrument Date	Sep 28, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 FRONT ST DUNELLEN NJ 088121012, DUNELLEN, NJ 08812-1012

Mortgage

Document Number	0000105478
Date	Oct 27, 2020
Book Page	018096/001516
Instrument	105478

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 26, 2050

December 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Dec 3, 2019
Property Address	650 FRONT ST, DUNELLEN, NJ 08812-1012
Document Number	2019102358
Book / Page	17707 / 0516
Map Reference	FILE 138
Instrument Date	Nov 18, 2019
Instrument	2019102358
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	NEW CHOICE TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,091.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19 DEDAR ROAD, 19, WHITEHOUSE STATION, NJ

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 FRONT ST, DUNELLEN, NJ 08812-1012

Mortgage

Document Number	2019102359
Date	Dec 3, 2019
Instrument	2019102359

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Middlesex County and Dunellen Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Dunellen Borough
Unified School District	Dunellen Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$460,800 (+1%) Land $98,400 Building $362,400	$460,800 (+1%) Land $98,400 Building $362,400
2025	$10,255.00 (-1.71%)	$418,900 (+9.63%) Land $98,400 Building $320,500	$418,900 (+9.63%) Land $98,400 Building $320,500
2024	$10,433.00 (+10.75%)
2023		$382,100 Land $98,400 Building $283,700	$382,100 Land $98,400 Building $283,700
2022	$9,420.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 individual policies
Nearby Flood Policies	20 units insured incl. 2 condo units
Nearby Flood Claims	49 (1996–2025)
Claims Outside the SFHA	7 of 49
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 10 claims Hurricane Irene, Aug 2011 · 10 claims Severe Storms And Flooding, Mar 2010 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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