705 E Main St, Eaton, OH 45320 Property Records

Preble County property record for 705 E Main St, Eaton, OH 45320 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,854 sqft · built 1921
Lot Size	0.368 acres (16,039 sqft)
Owner	Individual Name on File
Last Sale	$312,000 (Jun 2023)
Tax Bill	$4,064 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`M40-0006-066-01-012-000`

Property Details

APN / Parcel Number

Primary APN	`M40-0006-066-01-012-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	2,854 sqft Living Area
1st Floor Area	1,500 sqft
2nd Floor Area	1,354 sqft
Upper Floors Area	1,354 sqft
Attic Area	1,354 sqft
Basement Area	1,354 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Shingle
Lot Area	16,039 sqft (0.368 acres)
Lot Dimensions	198 ft deep x 81 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	405 sqft
Deck Area	259 sqft
Patio Area	259 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	705 E MAIN ST
City	EATON
State	OH
Zip	45320-1905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 617-618
Legal Block	1
Legal Lot Number	617-618 618
Jurisdiction	PREBLE OH
Township / Civil Division	EATON
Census Block Group	1
Census Block	1002
Census Tract	455001

Owner

Source: Preble County records · APN M40-0006-066-01-012-000

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	705 E MAIN ST, EATON, OH 45320-1905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Warranty Deed, Transfer · VA Mortgage PRIMELENDING
Nov 01, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 30, 2023 · Amount on Record
Deed Sale	Jun 30, 2023 · Amount on Record
Deed Document Number	202300002496
Deed Book / Page	446 / 2185
Record Updated	Jun 08, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PREBLE OH
Recording Date	Jun 30, 2023
Property Address	705 E MAIN ST, EATON, OH 45320-1905
Document Number	00446/2185
Book / Page	446 / 2185
Instrument Date	Jun 23, 2023
Instrument	202300002496
Transaction Type	Transfer
Record Updated	Jul 20, 2023
Title Company	E-PERFORMANCE TITLE, PERFORMANCE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$936.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	705 E MAIN ST, EATON, OH 45320-1905

Mortgage

Document Number	202300002497
Date	Jun 30, 2023
Instrument	202300002497

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Property Address	705 E MAIN ST, EATON, OH 45320-1905
Transaction Type	Mortgage
Record Updated	Dec 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	387/0360
Date	Nov 01, 2018
Book Page	387/0360
Instrument	201800004797

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Preble County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Preble County
Municipality	Eaton City
Unified School District	Eaton Community City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,064.00 (+1.2%) Homeowner's exemption	$117,220 (-) Land $16,000 Building $101,220
2024	$4,016.00 (-14.81%) Homeowner's exemption	$117,220 (-) Land $16,000 Building $101,220
2023	$4,714.00 (+38.48%) Homeowner's exemption	$117,220 (+43.18%) Land $16,000 Building $101,220	$334,900 (-) Land $45,700 Building $289,200
2022	$3,404.00 Homeowner's exemption	$81,870 Land $14,880 Building $66,990
2020			$334,900 Land $45,700 Building $289,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Preble County (39135C), updated May 7, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391354550011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 5% of the US · above 25% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 202 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Omni Fiber	Fiber	10,000 / 10,000
Brightspeed	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Benton Ridge Telephone Company	Fixed Wireless	400 / 40
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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