705 E Harding Dr, Urbana, IL 61801 Property Records

Champaign County property record for 705 E Harding Dr, Urbana, IL 61801

Property Summary

Property Type	Single Family Home
Lot Size	0.099 acres (4,321 sqft)
Owner	Individual Name on Record
Last Sale	$63,000 (Nov 2018)
Tax Bill	$3,494 (2024)
Deeds & Mortgages	Nov 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`93-21-21-153-022`

Property Details

APN / Parcel Number

Primary APN	`93-21-21-153-022`

Exterior

Architectural Style	Condo/Apartment
Lot Area	4,321 sqft (0.099 acres)

Location & Zoning

Street Address	705 E HARDING DR
City	URBANA
State	IL
Zip	61801-6308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT 609 ENNIS RIDGE 8TH SUB REPLAT
Legal Range	09E
Legal Township	19N
Legal Section	21
Legal Subdivision	ENNIS RIDGE 8TH SUB REPLAT
Legal Lot Number	609
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	2
Census Block	2007
Census Tract	5701

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	404 SPRING CIR, URBANA, IL 61802-7542
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2018 · Amount on Record
Deed Sale	Nov 5, 2018 · Amount on Record
Deed Document Number	201819040
Record Updated	Jun 8, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Nov 5, 2018
Property Address	705 E HARDING DR, URBANA, IL 61801-6308
Document Number	0000019040
Instrument Date	Oct 20, 2018
Instrument	19040
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	ALLIED CAPITAL TITLE, ALLIED CAP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$94.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 E HARDING DR URBANA IL 618016308, URBANA, IL 61801-6308

Mortgage

Document Number	19041
Date	Nov 5, 2018
Instrument	19041

Lender

Name	BANKCHAMPAIGN
Type	Bank
Address	CHAMPAIGN, IL 61824-1490

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 4, 2023

Interest

Rate Type	Adjustable Rate
Rate	6.25%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$35,850 (+25.97%) Land $8,720 Building $27,130	$107,550 (+25.97%) Land $26,160 Building $81,390
2024	$3,494.00 (+13.44%)
2022	$3,080.00	$28,460 Land $6,920 Building $21,540	$85,380 Land $20,760 Building $64,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink, Pavlov Media, Volo.net Internet+Tech.