705 E College St, Oberlin, OH 44074 Property Records

Lorain County property record for 705 E College St, Oberlin, OH 44074

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,464 sqft · built 1961
Lot Size	0.469 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Mar 2020)
Tax Bill	$3,541 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Feb 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-00-088-103-006`

Property Details

APN / Parcel Number

Primary APN	`09-00-088-103-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,464 sqft Living Area
1st Floor Area	1,064 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1971
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	20,473 sqft (0.469 acres)
Lot Dimensions	140 ft deep x 148 ft wide
Porch	Porch
Porch Area	24 sqft
Patio Area	55 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	705 E COLLEGE ST
City	OBERLIN
State	OH
Zip	44074-1337
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOW BROOK FARMS 1 164.10 X 140
Legal Subdivision	WILLOW BROOK FARMS SUBDIVISION #1
Legal Block	103
Legal Lot Number	11
Jurisdiction	LORAIN OH
Township / Civil Division	OBERLIN
Census Block Group	3
Census Block	3005
Census Tract	60100

Owner

705 E College St is owned and occupied by two individuals who bought it in March 2020.

Source: Lorain County records, as of March 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	705 E COLLEGE ST, OBERLIN, OH 44074-1337
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2020	Grant Deed, Transfer HOWARD HANNA MTG SVCS
Feb 1, 2019	Grant Deed, Transfer ALLODIAL TITLE
Apr 6, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2020 · Amount on File
Deed Sale	Mar 26, 2020 · Amount on File
Prior Sale	Feb 1, 2019
Deed Document Number	2020001579
Record Updated	Jun 8, 2026

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 26, 2020
Property Address	705 E COLLEGE ST, OBERLIN, OH 44074-1337
Document Number	0000754394
Instrument Date	Mar 25, 2020
Instrument	754394
Transaction Type	Transfer
Record Updated	Apr 27, 2020
Title Company	NORTHERN TITLE, NORTHERN TITLE AGCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	705 E COLLEGE ST OBERLIN OH 440741337, OBERLIN, OH 44074-1337

Mortgage

Document Number	754395
Date	Mar 26, 2020
Instrument	754395

Lender

Name	HOWARD HANNA MTG SVCS
Type	Mortgage Company
Address	PITTSBURGH, PA 15238

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 25, 2050

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Feb 1, 2019
Property Address	705 E COLLEGE ST, OBERLIN, OH 44074-1337
Document Number	0000703059
Instrument Date	Jan 25, 2019
Instrument	703059
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	ALLODIAL TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 SANDALWOOD DR BAY VILLAGE OH 441403037, BAY VILLAGE, OH 44140-3037

April 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 6, 2018
Property Address	705 E COLLEGE ST, OBERLIN, OH 44074-1337
Document Number	0000667533
Instrument Date	Apr 3, 2018
Instrument	667533
Transaction Type	Foreclosure
Record Updated	Apr 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$240.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

The 2025 property tax bill for 705 E College St was $3,541.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Oberlin City
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,541.00	$71,380 (-0.01%) Land $18,520 Building $52,860	$203,960 (-) Land $52,920 Building $151,040
2024	$3,541.00 (+28.62%)	$71,386 (+46.57%) Land $18,522 Building $52,864	$203,960 (+46.57%) Land $52,920 Building $151,040
2023	$2,753.00 (+2.65%)	$48,706 (-0.01%) Land $8,687 Building $40,019	$139,160 Land $24,820 Building $114,340
2022	$2,682.00	$48,710 Land $8,690 Building $40,020
2021			$139,160 Land $24,820 Building $114,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 705 E College St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 705 E College St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911
Water Source	Surface water
Last State Inspection	Mar 2026
Also Mapped Here	RURAL LORAIN CO. WATER A
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Breezeline Cable	1,000 / 50
Cable Co-op Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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