669 E College St, Oberlin, OH 44074 Property Records

Lorain County property record for 669 E College St, Oberlin, OH 44074

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,050 sqft · built 1971
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,320 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Feb 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-00-088-103-002`

Property Details

APN / Parcel Number

Primary APN	`09-00-088-103-002`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,050 sqft Living Area
1st Floor Area	1,050 sqft
Basement Area	1,050 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	140 ft deep x 78 ft wide
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	16 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Street Address	669 E COLLEGE ST
City	OBERLIN
State	OH
Zip	44074-1357
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOW BROOK FARMS 77.50 X 140
Legal Subdivision	WILLOW BROOK FARMS
Legal Block	103
Legal Lot Number	14
Jurisdiction	LORAIN OH
Township / Civil Division	OBERLIN
Census Block Group	3
Census Block	3005
Census Tract	60100

Owner

669 E College St is owned and occupied by two individuals who acquired it in September 2018.

Source: Lorain County records, as of May 16, 2025

Owner of Record	2 Individual Names on File
Mailing Address	669 E COLLEGE ST, OBERLIN, OH 44074-1357
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Feb 20, 2019	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK
Sep 26, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 13, 2018
Transfer Doc	20180688946
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	669 E COLLEGE ST, OBERLIN, OH 44074-1357
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	LORAIN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	669 E COLLEGE ST, OBERLIN, OH 44074-1357

Mortgage

Document Number	0000933714
Date	Oct 25, 2023
Instrument	2023-0933714

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	669 E COLLEGE ST, OBERLIN, OH 44074-1357
Document Number	0000706157
Instrument Date	Feb 20, 2019
Transaction Type	Mortgage
Record Updated	Mar 18, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	669 E COLLEGE ST OBERLIN OH 440741357, OBERLIN, OH 44074-1357

Mortgage

Document Number	0000706157
Date	Mar 4, 2019
Instrument	706157

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 3, 2049

Interest

Rate Type	Adjustable Rate

September 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	LORAIN OH
Recording Date	Sep 26, 2018
Property Address	669 E COLLEGE ST, OBERLIN, OH 44074-1357
Document Number	0000688946
Instrument Date	Sep 13, 2018
Instrument	688946
Transaction Type	Transfer
Record Updated	Oct 11, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	669 E COLLEGE ST OBERLIN OH 440741357, OBERLIN, OH 44074-1357

Tax Assessment & Valuation

The 2025 property tax bill for 669 E College St was $1,320 with a homeowner's exemption, down 30.7% from the year before.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Oberlin City
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,320.00 (-30.71%) Homeowner's exemption	$47,630 (-0.01%) Land $11,650 Building $35,980	$136,100 (-) Land $33,290 Building $102,810
2024	$1,905.00 (-5.41%)	$47,635 (+5.28%) Land $11,652 Building $35,984	$136,100 (+5.28%) Land $33,290 Building $102,810
2023	$2,014.00 (+1.56%)	$45,245 (-0.01%) Land $10,927 Building $34,318	$129,270 Land $31,220 Building $98,050
2022	$1,983.00	$45,250 Land $10,930 Building $34,320
2021			$129,270 Land $31,220 Building $98,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 669 E College St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 669 E College St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911
Water Source	Surface water
Last State Inspection	Mar 2026
Also Mapped Here	RURAL LORAIN CO. WATER A
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Breezeline Cable	1,000 / 50
Cable Co-op Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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