705 E Chicago St, Elgin, IL 60120 Property Records

Cook County property record for 705 E Chicago St, Elgin, IL 60120 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1956
Square Footage	1,356 sqft Living Area
Lot Size	16,784 sqft (0.385 acres)
Occupancy	Owner Occupied
Last Sale	$270,000 (2025)
Tax Bill	$4,802.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`06-18-301-031`
Alternative APN	`06-18-301-031-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	1,356 sqft Living Area
Stories	1 Stories

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1956
Architectural Style	Bungalow Style
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Material	Asphalt Roof
Lot Area	16,784 sqft (0.385 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	705 E CHICAGO ST
City	ELGIN
State	IL
Zip	60120-6857
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	(COUNTY)(CLERKS) DIVIN OF UNSUBDIVIDED LAND IN SH SEC 18-41-09
Legal Range	09E
Legal Township	41N
Legal Section	18
Legal Subdivision	COUNTY CLERKS DIVIN OF UNSUBDIVIDED L
Legal Lot Number	25
Jurisdiction	COOK IL
Minor Civil Division	HANOVER
Census Blockgroup	3
Census Block	3016
Census Tract	804406

Owner

Source: Cook County records · APN 06-18-301-031

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	705 E CHICAGO ST, ELGIN, IL 60120-6857
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenants In Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 14, 2025 · Amount on Record
Deed Sale	Apr 14, 2025 · Amount on Record
Prior Sale	Feb 25, 2013 · Amount on Record
Deed Doc Number	202522127
Prior Transfer Date	Jan 26, 2012
Prior Transfer Doc	0000055035
Record Refreshed	Sep 20, 2026

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	705 E CHICAGO ST, ELGIN, IL 60120-6857
Document Number	1701049205
Instrument Date	Dec 16, 2016
Transaction Type	Mortgage
Record Updated	Feb 07, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 E CHICAGO ST ELGIN IL 601206857, ELGIN, IL 60120-6857

Mortgage

Document Number	1701049205
Date	Jan 10, 2017
Instrument	1049205

Lender

Name	NAVY FCU
Type	Credit Union
Address	MERRIFIELD, VA 22119-3327

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$23,000 (+15.01%) Land $11,749 Building $11,251	$230,000 (+15.01%) Land $117,490 Building $112,510
2023	$4,802.00 (+3.56%)
2022	$4,637.00 Homeowner's exemption	$19,999 Land $6,713 Building $13,286	$199,990 Land $67,130 Building $132,860