Kane County property record for 686 E Chicago St, Elgin, IL 60120 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1915 |
| Square Footage | 1,826 sqft Living Area |
| Lot Size | 15,409 sqft (0.354 acres) |
| Garage | Detached |
| Tax Bill | $6,527.00 (2025) |
| Primary APN | 06-13-428-006 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,826 sqft Living Area |
| Gross Area | 2,739 sqft Gross Area |
| Basement Area | 913 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Construction Type | Frame Construction |
| Lot Area | 15,409 sqft (0.354 acres) |
| Lot Width | 71 ft Width |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Detached Garage |
| Cooling System | HVAC Cooling |
|---|
| Street Address | 686 E CHICAGO ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-5487 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | EASTVIEW ADD - LOT 3 BLK 4 & COUNTY CLERKS SUB OF LANDS EAST 226.5 FT LOT 258 |
| Legal Range | 08 |
| Legal Township | 41 |
| Legal Section | 13 |
| Legal Subdivision | COUNTY CLERKS SUB |
| Legal Block | 4 |
| Legal Lot Number | 3,258 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 2 |
| Census Block | 2015 |
| Census Tract | 851400 |
Source: Kane County records · APN 06-13-428-006
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 121 S NEW ST, MILFORD, IL 60953-1301 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 16, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PORTFOLIO MORTGAGE CORP |
| Oct 12, 2021 | Intrafamily Transfer, Transfer · Federal Housing Administration (FHA) Mortgage NATIONSTAR MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 12, 2021 |
| Deed Sale | Oct 12, 2021 |
| Prior Sale | Feb 17, 2005 · Amount on Record |
| Deed Doc Number | 202176770 |
| Prior Transfer Date | Feb 28, 2021 |
| Prior Transfer Doc | 0000076770 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 16, 2021 |
| Property Address | 686 E CHICAGO ST, ELGIN, IL 60120-5487 |
| Document Number | 0000045886 |
| Instrument Date | Feb 28, 2021 |
| Instrument | 2021K045886 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 686 E CHICAGO ST, ELGIN, IL 60120-5487 |
| Document Number | 0000046014 |
|---|---|
| Date | Jun 16, 2021 |
| Instrument | 2021K046014 |
| Name | AMERICAN PORTFOLIO MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 12, 2021 |
| Property Address | 686 E CHICAGO ST, ELGIN, IL 60120-5487 |
| Document Number | 0000076770 |
| Instrument Date | Feb 28, 2021 |
| Instrument | 2021K076770 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 686 E CHICAGO ST, 686, ELGIN, IL 60120-5487 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 686 E CHICAGO ST, ELGIN, IL 60120-5487 |
| Document Number | 0000077222 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | 2021K077222 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Rate | 2.75% |
|---|
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,527.00 (+25.3%) | ||
| 2024 | $86,173 (+30.42%) Land $20,585 Building $65,588 | $258,622 (+30.47%) Land $61,780 Building $196,843 | |
| 2022 | $5,209.00 (+4.68%) Homeowner's exemption | $66,074 (+6.96%) Land $16,957 Building $49,117 | $198,222 (+6.96%) Land $50,871 Building $147,351 |
| 2021 | $4,976.00 Homeowner's exemption | $61,775 Land $15,854 Building $45,921 | $185,325 Land $47,562 Building $137,763 |
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