Mecklenburg County property record for 705 E 37th St, Charlotte, NC 28205
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 848 sqft · built 1926 |
| Lot Size | 0.12 acres (5,228 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Aug 2009) |
| Tax Bill | $3,690 (2023) |
| Deeds & Mortgages | Jul 2023 Transfer Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 091-106-10 |
| Primary APN | 091-106-10 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 848 sqft Heated Area |
| Gross Area | 913 sqft |
| 1st Floor Area | 848 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Composition/Composite |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 5,228 sqft (0.12 acres) |
| Porch | Porch |
| Porch Area | 65 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 091-106-10 |
|---|---|
| Street Address | 705 E 37TH ST |
| City | CHARLOTTE |
| State | NC |
| Zip | 28205-1114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | L42 M6-903 |
| Legal Subdivision | JOHNSTON MFG CO |
| Legal Lot Number | 42 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 1400 |
Source: Mecklenburg County records · APN 091-106-10
Assessment roll updated January 1, 2023 · Last verified July 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 705 E 37TH ST, CHARLOTTE, NC 28205-1114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2023 | Intrafamily Transfer, Transfer |
| Dec 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SOFI LENDING CORP |
| Jan 06, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 25, 2009 · Amount on Record |
| Deed Sale | Aug 25, 2009 · Amount on Record |
| Prior Sale | Aug 25, 2009 · Amount on Record |
| Deed Document Number | 0000121403 |
| Deed Book / Page | 25034 / 0170 |
| Last Transfer Date | Jul 10, 2023 |
| Transfer Doc | 0000064639 |
| Record Updated | Jun 07, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 10, 2023 |
| Property Address | 705 E 37TH ST, CHARLOTTE, NC 28205-1114 |
| Document Number | 0000064639 |
| Book / Page | 30923 / 763 |
| Map Reference | MB 6 PG 903 |
| Instrument Date | Jul 07, 2023 |
| Instrument | 2023064639 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 705 E 37TH ST, CHARLOTTE, NC 28205-1114 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 705 E 37TH ST, CHARLOTTE, NC 28205-1114 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SVCS |
| Name | Verified Name |
|---|
| Document Number | 0000223300 |
|---|---|
| Date | Dec 31, 2020 |
| Book Page | 35503/448 |
| Instrument | 2020223300 |
| Name | SOFI LENDING CORP |
|---|---|
| Type | Lending Institution |
| Address | SALT LAKE CITY, UT 84121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 705 E 37TH ST, CHARLOTTE, NC 28205-1114 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SERVICELINK PITTSBURGH |
| Name | Verified Name |
|---|
| Document Number | 0000001535 |
|---|---|
| Date | Jan 06, 2020 |
| Book Page | 34181/883 |
| Instrument | 2020001535 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 06, 2050 |
Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified July 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,690.00 | $382,400 Land $325,000 Building $57,400 | $382,400 Land $325,000 Building $57,400 |
Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), as of October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190014002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Google Fiber.
Based on FCC filings for 491 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NC0160010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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