Mecklenburg County property record for 704 E 37th St, Charlotte, NC 28205
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 938 sqft · built 1903 |
| Lot Size | 0.245 acres (10,690 sqft) |
| Owner | Individual Name on File |
| Last Sale | $472,500 (Mar 2022) |
| Tax Bill | $4,138 (2023) |
| Deeds & Mortgages | Sep 2021 Mortgage Mar 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 091-104-08 |
| Primary APN | 091-104-08 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 938 sqft Heated Area |
| Gross Area | 1,003 sqft |
| 1st Floor Area | 908 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1903 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Composition/Composite |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 10,690 sqft (0.245 acres) |
| Porch | Porch |
| Porch Area | 95 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 091-104-08 |
|---|---|
| Street Address | 704 E 37TH ST |
| City | CHARLOTTE |
| State | NC |
| Zip | 28205-1115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | L7 M6-903 |
| Legal Subdivision | JOHNSTON MFG CO PROP |
| Legal Lot Number | 7 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 1400 |
Source: Mecklenburg County records · APN 091-104-08
Assessment roll updated January 1, 2023 · Last verified June 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 704 E 37TH ST, CHARLOTTE, NC 28205-1115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK |
| Mar 15, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 12, 2020 | Warranty Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 15, 2022 · Amount on Record |
| Deed Sale | Mar 15, 2022 · Amount on Record |
| Prior Sale | May 12, 2020 · Amount on Record |
| Deed Document Number | 0037155705 |
| Deed Book / Page | 37155 / 705 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 704 E 37TH ST, CHARLOTTE, NC 28205-1115 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000173996 |
|---|---|
| Date | Sep 10, 2021 |
| Book Page | 36513/787 |
| Instrument | 2021173996 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Address | JENKS, OK 74037 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Mar 15, 2022 |
| Property Address | 704 E 37TH ST, CHARLOTTE, NC 28205-1115 |
| Document Number | 0000040534 |
| Book / Page | 37155 / 705 |
| Map Reference | MB 6 PG 903 |
| Instrument Date | Mar 12, 2022 |
| Instrument | 2022040534 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $945.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 194 MACON AVE, ATHENS, GA 30601-2038 |
| Name | Verified Name |
|---|---|
| Address | 704 E 37TH ST, CHARLOTTE, NC 28205-1115 |
| Document Number | 0000040535 |
|---|---|
| Date | Mar 15, 2022 |
| Instrument | 2022040535 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 12, 2020 |
| Property Address | 704 E 37TH ST, CHARLOTTE, NC 28205-1115 |
| Document Number | 0000067193 |
| Book / Page | 34564 / 474 |
| Map Reference | MB 6 PG 903 |
| Instrument Date | May 12, 2020 |
| Instrument | 2020067193 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $630.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 401 E 8TH ST # ST214, 401, SIOUX FALLS, SD 57103-7011 |
| Name | Verified Name |
|---|---|
| Address | 704 E 37TH ST, CHARLOTTE, NC 28205-1115 |
| Document Number | 0000067194 |
|---|---|
| Date | May 12, 2020 |
| Instrument | 2020067194 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), as of October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190014002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the North Charlotte Historic District listed 1990 · 286 contributing resources · NRIS 90000367 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Google Fiber.
Based on FCC filings for 491 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NC0160010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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