705 Dock St, Wilmington, NC 28401 Property Records

New Hanover County property record for 705 Dock St, Wilmington, NC 28401

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,382 sqft · built 1933
Lot Size	0.203 acres (8,843 sqft)
Owner	2 Individual Names on File
Last Sale	$430,500 (Jun 2024)
Tax Bill	$2,371 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2024 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`R04817-039-008-000`

Property Details

APN / Parcel Number

Primary APN	`R04817-039-008-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,382 sqft Living Area
1st Floor Area	1,860 sqft
Basement Area	1,338 sqft
Finished Basement	1,338 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Architectural Style	Traditional
Exterior Material	Other
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	8,843 sqft (0.203 acres)
Lot Dimensions	135 ft deep x 66 ft wide
Terrain	Low

Exterior Amenities

Porch	Slab
Porch Area	276 sqft
Deck Area	525 sqft
Patio Area	525 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	705 DOCK ST
City	WILMINGTON
State	NC
Zip	28401-4631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HD-R
Legal Description	PT LOTS 3-5 BLK 158 WILMINGTON
Legal Subdivision	CITY OF WILMINGTON (1870)
Legal Block	158
Legal Lot Number	3-5
Jurisdiction	NEW HANOVER NC
Township / Civil Division	WILMINGTON
Census Block Group	1
Census Block	1005
Census Tract	11200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Wilmington Historic District (Boundary Increase) listed 2003 · 779 contributing resources · NRIS 03000344

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

705 Dock St is owned by two individuals who bought it in June 2024.

Source: New Hanover County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3805 ROSE LN, ANNANDALE, VA 22003-1940
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage BAY BANK TRUST COMPANY
Jun 24, 2024	Commissioner's Deed, Foreclosure · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2024 · Amount on File
Deed Sale	Jun 24, 2024 · Amount on File
Prior Sale	Nov 1, 1979
Deed Document Number	202415315
Deed Book / Page	6713 / 2394
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Recording Date	Jul 8, 2026
Property Address	705 DOCK ST, WILMINGTON, NC 28401-4631
Document Number	0000018769
Book / Page	6861 / 461
Instrument Date	Jun 25, 2026
Instrument	202618769
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 DOCK ST, WILMINGTON, NC 28401-4631

Mortgage

Document Number	0000018769,
Date	Jul 8, 2026
Book Page	6861/461
Instrument	202618769

Lender

Name	BAY BANK TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.53%
Max Rate	-1%

June 2024: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Jun 24, 2024
Property Address	705 DOCK ST, WILMINGTON, NC 28401-4631
Document Number	00671302394
Book / Page	6713 / 2394
Instrument Date	Jun 21, 2024
Instrument	2024015315
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$861.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	701 PRINCESS ST, WILMINGTON, NC 28401-4146

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3805 ROSE LN, ANNANDALE, VA 22003-1940

Mortgage

Document Number	2024015316
Date	Jun 24, 2024
Instrument	2024015316

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 705 Dock St was $2,371, down 2.4% from the year before.

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Wilmington City
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$418,000 (+3.72%) Land $109,800 Building $308,200	$418,000 (+3.72%) Land $109,800 Building $308,200
2025	$2,371.00 (-2.39%)	$403,000 Land $109,800 Building $293,200	$403,000 Land $109,800 Building $293,200
2024	$2,429.00 (+2.97%)
2023	$2,359.00 (-0.59%)	$279,200 Land $84,700 Building $194,500	$279,200 Land $84,700 Building $194,500
2022	$2,373.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 705 Dock St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1996–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 705 Dock St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

Nearby Properties on Dock St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures