620 Dock St, Wilmington, NC 28401 Property Records

New Hanover County property record for 620 Dock St, Wilmington, NC 28401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,852 sqft · built 1923
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$535,000 (Sep 2025)
Tax Bill	$2,504 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R04817-047-002-000`

Property Details

APN / Parcel Number

Primary APN	`R04817-047-002-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,852 sqft Living Area
1st Floor Area	940 sqft
Basement Area	912 sqft
Finished Basement	912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 2001
Architectural Style	Other
Exterior Material	Wood
Foundation Type	Footing
Roof Material	Galvanized Metal
Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	80 ft deep x 33 ft wide
Terrain	Low

Exterior Amenities

Porch	Slab
Porch Area	484 sqft
Deck Area	16 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	620 DOCK ST
City	WILMINGTON
State	NC
Zip	28401-4630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HD-R
Legal Description	PT EM 1 PT 2 WILM BLK 144
Legal Subdivision	0205 HISTORIC DISTRICT
Legal Block	144
Legal Lot Number	2
Jurisdiction	NEW HANOVER NC
Township / Civil Division	WILMINGTON
Census Block Group	1
Census Block	1007
Census Tract	11200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Wilmington Historic District (Boundary Increase) listed 2003 · 779 contributing resources · NRIS 03000344

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	620 DOCK ST, WILMINGTON, NC 28401-4630
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HM LNDG
Aug 28, 2019	Warranty Deed, Transfer · Conventional with PMI CITADEL SVCNG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2025 · Amount on Record
Deed Sale	Sep 9, 2025 · Amount on Record
Prior Sale	May 11, 2021 · Amount on Record
Deed Document Number	202523727
Deed Book / Page	6799 / 29
Prior Transfer Date	Dec 1, 1985
Prior Transfer Doc	1311001585
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	May 11, 2021
Property Address	620 DOCK ST, WILMINGTON, NC 28401-4630
Document Number	00644700713
Book / Page	6447 / 713
Instrument Date	May 11, 2021
Instrument	2021023583
Transaction Type	Transfer
Record Updated	Oct 19, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$810.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 DOCK ST, WILMINGTON, NC 28401-4630

Mortgage

Document Number	2021023584
Date	May 11, 2021
Instrument	2021023584

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	620 DOCK ST, WILMINGTON, NC 28401-4630
Document Number	0063800288
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Dec 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	620 DOCK ST WILMINGTON NC 284014630, WILMINGTON, NC 28401-4630

Mortgage

Document Number	0063800288
Date	Nov 18, 2020
Book Page	006380/000288
Instrument	49021

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 17, 2035

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Aug 28, 2019
Property Address	620 DOCK ST, WILMINGTON, NC 28401-4630
Document Number	0062420068
Book / Page	006242 / 000068
Instrument Date	Jul 31, 2019
Instrument	27513
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$640.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	620 DOCK ST WILMINGTON NC 284014630, WILMINGTON, NC 28401-4630

Mortgage

Document Number	62420072
Date	Aug 28, 2019
Book Page	006242/000072
Instrument	27514

Lender

Name	CITADEL SVCNG CORP
Address	IRVINE, CA 92618

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.95%

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Wilmington City
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$425,600 (-) Land $94,200 Building $331,400	$425,600 (-) Land $94,200 Building $331,400
2025	$2,504.00 (+35.28%)	$425,600 (+1%) Land $94,200 Building $331,400	$425,600 (+1%) Land $94,200 Building $331,400
2024	$1,851.00 (+2.95%)
2023	$1,798.00 (-0.55%)	$212,800 Land $71,500 Building $141,300	$212,800 Land $71,500 Building $141,300
2022	$1,808.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1996–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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