Bergen County and Ramsey Borough property record for 705 de Simone Ct, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 1,120 sqft · built 1987 |
| Lot Size | 0.013 acres (565 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $163,530 (Dec 2025) |
| Tax Bill | $3,130 (2025) |
| Deeds & Mortgages | Dec 2025 Second Mortgage Dec 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-03701-0000-00004-0000-C0705 |
| Primary APN | 48-03701-0000-00004-0000-C0705 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,120 sqft Living Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Condo/Apartment |
| Construction Type | Frame |
| Lot Area | 565 sqft (0.013 acres) |
| Street Address | 705 DE SIMONE CT |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | MASONKUS RUN CONDO |
| Legal Block | 3701 |
| Legal Lot Number | 4 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 44202 |
Source: Bergen County and Ramsey Borough records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 171 PROSPECT AVE, F1, MAYWOOD, NJ 07607-1214 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 6, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW JERSEY HOUSING & MORTGAGE FIN AGENCY |
| Dec 6, 2025 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2025 · Amount on Record |
| Deed Sale | Dec 6, 2025 · Amount on Record |
| Prior Sale | Feb 8, 2005 · Amount on Record |
| Deed Document Number | 202583916 |
| Deed Book / Page | 5667 / 217 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 705 DE SIMONE CT, RAMSEY, NJ 07446-2807 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0056670247 |
|---|---|
| Date | Dec 6, 2025 |
| Book Page | 5667/247 |
| Instrument | 2025083918 |
| Name | NEW JERSEY HOUSING & MORTGAGE FIN AGENCY |
|---|---|
| Type | Government Agency |
| Address | TRENTON, NJ 08650 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 57 Months |
| Due | Sep 18, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 705 DE SIMONE CT, RAMSEY, NJ 07446-2807 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 171 PROSPECT AVE F1, F1, MAYWOOD, NJ 07607-1214 |
| Document Number | 0056670223 |
|---|---|
| Date | Dec 6, 2025 |
| Book Page | 5667/223 |
| Instrument | 2025083917 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Oct 1, 2055 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $163,500 (+7.57%) Land $75,000 Building $88,500 | $163,500 (+7.57%) Land $75,000 Building $88,500 | |
| 2025 | $3,130.00 (-0.6%) | $152,000 (+36.2%) Land $75,000 Building $77,000 | $152,000 (+36.2%) Land $75,000 Building $77,000 |
| 2024 | $3,149.00 (+7.58%) | ||
| 2023 | $111,600 Land $50,000 Building $61,600 | $111,600 Land $50,000 Building $61,600 | |
| 2022 | $2,927.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 9 (1990–2021) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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