603 de Simone Ct, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 603 de Simone Ct, Ramsey, NJ 07446

Property Summary

Property TypeSingle Family Home
Details1,120 sqft · built 1987
Lot Size0.013 acres (570 sqft)
OwnerCompany Name on File
Last Sale$172,045 (May 2026)
Tax Bill$4,139 (2025)
Deeds & MortgagesFeb 2026 Mortgage
May 2026 Sale
Flood ZoneZone X (minimal risk)
APN48-03701-0000-00004-0000-C0603

Property Details

APN / Parcel Number

Primary APN48-03701-0000-00004-0000-C0603
Alternative APN
  • 4803701000000004C0603

Interior

Stories2 Stories
Building Area1,120 sqft Living Area

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleCondo/Apartment
Construction TypeFrame
Lot Area570 sqft (0.013 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address603 DE SIMONE CT
CityRAMSEY
StateNJ
Zip07446-2806
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionMASONICUS RUN SIMONE COU
Legal Block3701
Legal Lot Number4
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group1
Census Block1005
Census Tract44202

Owner

603 de Simone Ct is owned by a company that bought it in May 2026.

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner of RecordCompany Name on File
Mailing Address603 DE SIMONE CT, RAMSEY, NJ 07446-2806
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2026Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
May 1, 2026Deed, Transfer
TITLE AGENCY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 2026 · Amount on File
Deed SaleMay 1, 2026 · Amount on File
Prior SaleFeb 11, 2026 · Amount on File
Deed Document Number202629180
Deed Book / Page5786 / 999
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address603 DE SIMONE CT, RAMSEY, NJ 07446-2806
Transaction TypeMortgage
Record UpdatedFeb 25, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address371 LAFAYETTE AVE, HAWTHORNE, NJ 07506-2544

Mortgage

Document Number0057230984
DateFeb 11, 2026
Book Page5723/984
Instrument2026009641
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2056

May 2026: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateMay 1, 2026
Property Address603 DE SIMONE CT, RAMSEY, NJ 07446-2806
Document Number0000029180
Book / Page5786 / 999
Instrument DateJan 23, 2026
Instrument2026.29180
Transaction TypeTransfer
Record UpdatedMay 28, 2026
Title CompanyTITLE AGENCY

Transaction

AmountAmount on Record
Tax$17,377.05
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

The 2025 property tax bill for 603 de Simone Ct was $4,139, up 24.6% from the year before.

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$196,000 (-2.49%) Land $75,000 Building $121,000$196,000 (-2.49%) Land $75,000 Building $121,000
2025$4,139.00 (+24.59%)$201,000 Land $75,000 Building $126,000$201,000 Land $75,000 Building $126,000
2024$3,322.00
2023$117,700 Land $50,000 Building $67,700$117,700 Land $50,000 Building $67,700
2022$3,087.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 603 de Simone Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims9 (1990–2021)
Claims Outside the SFHA2 of 9
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 603 de Simone Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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