Craven County property record for 705 Cove Harbor, New Bern, NC 28562
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,766 sqft · built 1991 |
| Lot Size | 0.508 acres (22,141 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $332,000 (Sep 1995) |
| Tax Bill | $5,682 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 8-204-8-080 |
| Primary APN | 8-204-8-080 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,766 sqft Living Area |
| 1st Floor Area | 2,766 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,141 sqft (0.508 acres) |
| Garage Type | Attached |
| Boat Access | Boat Access |
| Boat House | 150 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 141662 |
|---|---|
| Street Address | 705 COVE HBR |
| City | NEW BERN |
| State | NC |
| Zip | 28562-7300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR10A |
| Legal Description | 80 HARBOR ISLAND SCT 5 |
| Legal Subdivision | 5453 |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 960402 |
Source: Craven County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 705 COVE HBR, NEW BERN, NC 28562-7300 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 1995 · Amount on Record |
| Deed Sale | Sep 1, 1995 · Amount on Record |
| Deed Book / Page | 1478 / 598 |
| Last Transfer Date | Feb 13, 2025 |
| Transfer Doc | 03827/1986 |
| Record Updated | Oct 29, 2026 |
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | New Bern City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $679,810 (+1.16%) Land $300,000 Building $379,810 | $679,810 (+1.16%) Land $300,000 Building $379,810 | |
| 2025 | $5,682.00 (+1.43%) | $672,020 (-) Land $300,000 Building $372,020 | $672,020 (-) Land $300,000 Building $372,020 |
| 2023 | $5,602.00 | $672,020 Land $300,000 Building $372,020 | $672,020 Land $300,000 Building $372,020 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 180 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 180 in force |
| Nearby Flood Claims | 232 (1996–2018) |
| Claims Outside the SFHA | 17 of 232 |
| Most Recent Claim | Oct 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
5G (outdoors only) and 4G LTE
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