Craven County property record for 702 Cove Harbor, New Bern, NC 28562
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,593 sqft · built 1989 |
| Lot Size | 0.521 acres (22,707 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $223,500 (Oct 2003) |
| Tax Bill | $3,365 (2025) |
| Deeds & Mortgages | Nov 2019 Refinance |
| Flood Zone | Zone AE (high risk) |
| APN | 8-204-8-109 |
| Primary APN | 8-204-8-109 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,593 sqft Living Area |
| 1st Floor Area | 2,593 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1989 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,707 sqft (0.521 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 23553 |
|---|---|
| Old Parcel Number | 8-204-8-109 |
| Street Address | 702 COVE HBR |
| City | NEW BERN |
| State | NC |
| Zip | 28562-7300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 109 HARBOR ISLAND SCT 5 |
| Legal Subdivision | HARBOR ISLAND SEC V |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 960402 |
Source: Craven County records, as of October 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 702 COVE HBR, NEW BERN, NC 28562-7300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 28, 2003 · Amount on Record |
| Deed Sale | Oct 28, 2003 · Amount on Record |
| Deed Document Number | 0002109388 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 702 COVE HBR, NEW BERN, NC 28562-7300 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3590/812 |
|---|---|
| Date | Nov 1, 2019 |
| Book Page | 3590/812 |
| Instrument | 10045761 |
| Name | FIRST CITIZEN B&T CO |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Craven County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | New Bern City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,365.00 (+1.57%) | $394,510 (-) Land $83,000 Building $311,510 | $394,510 (-) Land $83,000 Building $311,510 |
| 2023 | $3,313.00 (+4.97%) | $394,510 (+32.8%) Land $83,000 Building $311,510 | $394,510 (+32.8%) Land $83,000 Building $311,510 |
| 2022 | $3,156.00 | $297,070 Land $60,000 Building $237,070 | |
| 2018 | $297,070 Land $60,000 Building $237,070 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 180 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 180 in force |
| Nearby Flood Claims | 232 (1996–2018) |
| Claims Outside the SFHA | 17 of 232 |
| Most Recent Claim | Oct 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
5G (outdoors only) and 4G LTE
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