705 Charles St, Gillespie, IL 62033 Property Records

Macoupin County property record for 705 Charles St, Gillespie, IL 62033 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.838 acres (36,524 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Oct 2019)
Tax Bill	$5,621 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2019 Sale & Mortgage
APN	`19-24-455-001`

Property Details

APN / Parcel Number

Primary APN	`19-24-455-001`
Alternative APN	`10-000-514-00`

Exterior

Lot Area	36,524 sqft (0.838 acres)
Lot Dimensions	132 ft deep x 276 ft wide

Location & Zoning

Street Address	705 CHARLES ST
City	GILLESPIE
State	IL
Zip	62033-1825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S24 T8 R7 LOTS 10-16 BLK 21 ALEXANDERS ANNEX VACATED 276.7 X 132
Legal Range	07W
Legal Township	08N
Legal Section	24
Legal Subdivision	ALEXANDERS ANNEX
Legal Block	21
Legal Lot Number	10-16
Jurisdiction	MACOUPIN IL
Township / Civil Division	GILLESPIE
Census Block Group	5
Census Block	5040
Census Tract	956900

Owner

Source: Macoupin County records · APN 19-24-455-001

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	705 CHARLES ST, GILLESPIE, IL 62033-1825
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Oct 03, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 03, 2019 · Amount on Record
Deed Sale	Oct 03, 2019 · Amount on Record
Prior Sale	Jul 05, 1995 · Amount on Record
Deed Document Number	2019577885
Prior Transfer Date	Aug 30, 2013
Prior Transfer Doc	0000532208
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	705 CHARLES ST, GILLESPIE, IL 62033-1825
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000588227
Date	Jan 14, 2021
Instrument	588227

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

Interest

Rate Type	Fixed Rate

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOUPIN IL
Recording Date	Oct 03, 2019
Property Address	705 CHARLES ST, GILLESPIE, IL 62033-1825
Document Number	0000577885
Instrument Date	Oct 01, 2019
Instrument	577885
Transaction Type	Transfer
Record Updated	Aug 05, 2022
Title Company	COMMUNITY TITLE AND ESCROW, COMMUNITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$337.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 JANE DR, GILLESPIE, IL 62033-2124

Mortgage

Document Number	0000577886
Date	Oct 03, 2019
Instrument	577886

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Macoupin County records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macoupin County
County Subdivision	Gillespie Township
Municipality	Gillespie City
Unified School District	Gillespie Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,621.00 (+4.99%)	$94,662 (+7%) Land $15,794 Building $78,868	$283,986 (+7%) Land $47,382 Building $236,604
2024	$5,354.00 (+6.82%)	$88,469 (+15.56%) Land $14,761 Building $73,708	$265,407 (+15.56%) Land $44,283 Building $221,124
2022	$5,012.00 Homeowner's exemption	$76,557 Land $12,774 Building $63,783	$229,671 Land $38,322 Building $191,349

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Low above 3% of the US · above 21% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 90 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cable One	Cable	1,000 / 50

May also be available at this address: MCC Network Services, AMG Technology Investment Group, Schwartz Ventures. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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