401 Charles St, Gillespie, IL 62033 Property Records

Macoupin County property record for 401 Charles St, Gillespie, IL 62033

Property Summary

Property Type	Single Family Home
Lot Size	0.133 acres (5,808 sqft)
Owner	Individual Name on Record
Last Sale	$59,000 (Feb 2017)
Tax Bill	$1,733 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2023 Sale + 1 more
APN	`19-24-457-010`

Property Details

APN / Parcel Number

Primary APN	`19-24-457-010`
Alternative APN	`10-002-000-00`

Exterior

Lot Area	5,808 sqft (0.133 acres)
Lot Dimensions	132 ft deep x 44 ft wide

Location & Zoning

Street Address	401 CHARLES ST
City	GILLESPIE
State	IL
Zip	62033-1814
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/2 LOT 10 & ALL LOTS 11 & 12 BLK 23 ALEXANDERS ANNEX SUBD
Legal Subdivision	ALEXANDERS ANNEX SUBD
Legal Block	23
Legal Lot Number	10-12
Jurisdiction	MACOUPIN IL
Township / Civil Division	GILLESPIE
Census Block Group	5
Census Block	5064
Census Tract	956900

Owner

Source: Macoupin County records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 CHARLES ST, GILLESPIE, IL 62033-1814
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2020	Deed of Trust, Mortgage · Commercial Mortgage BANK OF SPRINGFIELD
Jul 14, 2023	Limited Warranty Deed, Transfer COMMUNITY TITLE II LP
Feb 23, 2017	Warranty Deed, Transfer COMMUNITY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2017 · Amount on Record
Deed Sale	Feb 23, 2017 · Amount on Record
Prior Sale	Mar 21, 2016
Deed Document Number	2017559695
Prior Transfer Date	Mar 17, 2016
Prior Transfer Doc	0000552448
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	401 CHARLES ST, GILLESPIE, IL 62033-1814
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000583773
Date	Jul 20, 2020
Instrument	583773

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 16, 2025

Interest

Rate Type	Fixed Rate

July 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	MACOUPIN IL
Recording Date	Jul 14, 2023
Property Address	401 CHARLES ST, GILLESPIE, IL 62033-1814
Document Number	0000606196
Instrument Date	Jul 13, 2023
Instrument	606196
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	COMMUNITY TITLE II LP

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 CHARLES ST, GILLESPIE, IL 62033-1814

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOUPIN IL
Recording Date	Feb 23, 2017
Property Address	401 CHARLES ST, GILLESPIE, IL 62033-1814
Document Number	0000559695
Instrument Date	Feb 17, 2017
Instrument	559695
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Tax	$88.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 CHARLES ST, GILLESPIE, IL 62033-1814
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macoupin County
County Subdivision	Gillespie Township
Municipality	Gillespie City
Unified School District	Gillespie Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,733.00 (+4.46%)	$27,340 (+7%) Land $5,643 Building $21,697	$82,020 (+7%) Land $16,929 Building $65,091
2024	$1,659.00 (-13.5%)	$25,552 (-5.41%) Land $5,274 Building $20,278	$76,656 (-5.41%) Land $15,822 Building $60,834
2022	$1,918.00	$27,012 Land $4,564 Building $22,448	$81,036 Land $13,692 Building $67,344

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GILLESPIE serves 3,737 people · EPA ID IL1170400
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Treatment failure resolved · Jan 2026
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Sparklight Cable	1,000 / 50

May also be available: Fidium Fiber, Madison Communications, Nextlink.

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