Kane County property record for 705 Canyon Ln, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,606 sqft · built 1989 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $10,337 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-09-253-008 |
| Primary APN | 06-09-253-008 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,606 sqft Living Area |
| Gross Area | 3,993 sqft |
| Basement Area | 1,387 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 705 CANYON LN |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-2524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VALLEY CREEK UNIT 9 LOT 333 |
| Legal Subdivision | VALLEY CREEK |
| Legal Block | 3 |
| Legal Lot Number | 333 |
| Legal Unit | 9 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 851909 |
705 Canyon Ln is owned and occupied by an individual who acquired it in July 2015.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 705 CANYON LN, ELGIN, IL 60123-2524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2015 |
| Deed Sale | Jul 8, 2015 |
| Prior Sale | Jul 8, 2015 · Amount on File |
| Deed Document Number | 201535718 |
| Prior Transfer Date | May 12, 2014 |
| Prior Transfer Doc | 0000043608 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 705 CANYON LN, ELGIN, IL 60123-2524 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 705 CANYON LN, ELGIN, IL 60123-2524 |
| Document Number | 0000013434 |
|---|---|
| Date | Mar 9, 2022 |
| Instrument | 2022K013434 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Dec 1, 2051 |
The 2025 property tax bill for 705 Canyon Ln was $10,337 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,337.00 Homeowner's exemption | $143,504 (+8.57%) Land $34,594 Building $108,910 | $430,684 (+8.57%) Land $103,824 Building $326,861 |
| 2024 | $132,176 Land $31,863 Building $100,313 | $396,687 Land $95,627 Building $301,059 | |
| 2022 | $8,921.00 (+4.39%) Homeowner's exemption | $108,882 (+6.96%) Land $26,248 Building $82,634 | $326,646 (+6.96%) Land $78,744 Building $247,902 |
| 2021 | $8,546.00 Homeowner's exemption | $101,797 Land $24,540 Building $77,257 | $305,391 Land $73,620 Building $231,771 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 705 Canyon Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 705 Canyon Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Fox Valley Internet, T-Mobile.
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