702 Canyon Ln, Elgin, IL 60123 Property Records

Kane County property record for 702 Canyon Ln, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,780 sqft · built 1988
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Dec 1997)
Tax Bill	$8,627 (2025)
Deeds & Mortgages	Jul 2022 Transfer Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-09-252-007`

Property Details

APN / Parcel Number

Primary APN	`06-09-252-007`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,780 sqft Living Area
Gross Area	3,560 sqft
1st Floor Area	1,780 sqft
Basement Area	1,780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	702 CANYON LN
City	ELGIN
State	IL
Zip	60123-2522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY CREEK UNIT 9 LOT 370
Legal Subdivision	VALLEY CREEK
Legal Block	3
Legal Lot Number	370
Legal Unit	9
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3001
Census Tract	851909

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	702 CANYON LN, ELGIN, IL 60123-2522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2022	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 1997 · Amount on Record
Deed Sale	Dec 9, 1997 · Amount on Record
Deed Document Number	199785523
Last Transfer Date	Jul 28, 2022
Transfer Doc	0000038505
Record Updated	Sep 20, 2026

July 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	KANE IL
Recording Date	Jul 28, 2022
Property Address	702 CANYON LN, ELGIN, IL 60123-2522
Document Number	0000038505
Instrument Date	Jul 28, 2022
Instrument	2022K038505
Transaction Type	Transfer
Record Updated	Aug 3, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	702 CANYON LN, 702, ELGIN, IL 60123-2522

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	702 CANYON LN, ELGIN, IL 60123-2522
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000384
Date	Jan 4, 2021
Instrument	2021K000384

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2031

Interest

Rate	2.37%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,627.00 (+14.43%) Homeowner's exemption Senior Citizen's exemption	$129,087 (+8.57%) Land $34,594 Building $94,493	$387,416 (+8.57%) Land $103,824 Building $283,592
2024		$118,897 (+21.39%) Land $31,863 Building $87,034	$356,834 (+21.44%) Land $95,627 Building $261,206
2022	$7,539.00 (-1.24%) Homeowner's exemption	$97,944 (+6.96%) Land $26,248 Building $71,696	$293,832 (+6.96%) Land $78,744 Building $215,088
2021	$7,634.00 Homeowner's exemption	$91,571 Land $24,540 Building $67,031	$274,713 Land $73,620 Building $201,093

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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