705 Benham St, Kirkland, IL 60146 Property Records

DeKalb County property record for 705 Benham St, Kirkland, IL 60146

Property Summary

Property Type	Single Family Home
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Jan 2022)
Tax Bill	$5,406 (2024)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`01-26-179-012`

Property Details

APN / Parcel Number

Primary APN	`01-26-179-012`

Exterior

Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	115 ft deep x 40 ft wide

Location & Zoning

Account Number	0126179012
Street Address	705 BENHAM ST
City	KIRKLAND
State	IL
Zip	60146-8827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 37 - COLONIAL ESTATES
Legal Subdivision	COLONIAL ESTATES
Legal Lot Number	37
Jurisdiction	DE KALB IL
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2063
Census Tract	200

Owner

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	945 MANCHESTER ST, CARY, IL 60013-1924
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Warranty Deed, Transfer · Conventional Mortgage RESOURCE BANK
Dec 14, 2019	Deed of Trust, Mortgage · Conventional with PMI FIRST NAT'L BK/AMBOY
Jun 15, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST NAT'L BK/AMBOY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2022 · Amount on Record
Deed Sale	Jan 26, 2022 · Amount on Record
Prior Sale	Jun 15, 2017 · Amount on Record
Deed Document Number	20221009
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jan 26, 2022
Property Address	705 BENHAM ST, KIRKLAND, IL 60146-8827
Document Number	0000001009
Map Reference	DOC 94008442
Instrument Date	Jan 20, 2022
Instrument	2022001009
Transaction Type	Transfer
Record Updated	Feb 11, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	705 BENHAM ST, KIRKLAND, IL 60146-8827

Mortgage

Document Number	0000001010
Date	Jan 26, 2022
Instrument	2022001010

Lender

Name	RESOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate
Rate	2.75%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	705 BENHAM ST, KIRKLAND, IL 60146-8827
Document Number	0000011950
Instrument Date	Dec 14, 2019
Transaction Type	Mortgage
Record Updated	Jan 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 BENHAM ST KIRKLAND IL 601468827, KIRKLAND, IL 60146-8827

Mortgage

Document Number	0000011950
Date	Dec 26, 2019
Instrument	11950

Lender

Name	FIRST NAT'L BK/AMBOY
Type	Bank
Address	AMBOY, IL 61310

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Dec 25, 2034

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jun 15, 2017
Property Address	705 BENHAM ST, KIRKLAND, IL 60146-8827
Document Number	0000005720
Instrument Date	May 26, 2017
Instrument	5720
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 BENHAM ST KIRKLAND IL 601468827, KIRKLAND, IL 60146-8827

Mortgage

Document Number	5721
Date	Jun 15, 2017
Instrument	5721

Lender

Name	FIRST NAT'L BK/AMBOY
Type	Bank
Address	AMBOY, IL 61310

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2047

Interest

Rate	4%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Franklin Township
Municipality	Kirkland Village
Unified School District	Hiawatha Community Unit School District 426 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$68,434 (+17.36%) Land $9,765 Building $58,669	$205,302 (+17.36%) Land $29,295 Building $176,007
2024	$5,406.00
2023		$58,309 Land $8,320 Building $49,989	$174,927 Land $24,960 Building $149,967

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	9 in force
Nearby Flood Claims	20 (1996–2010)
Claims Outside the SFHA	5 of 20
Most Recent Claim	Jul 2010 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jul 1996 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKLAND serves 1,650 people · EPA ID IL0370300
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AirCell Fiber · Fixed Wireless	1,000 / 250
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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