704 Benham St, Kirkland, IL 60146 Property Records

DeKalb County property record for 704 Benham St, Kirkland, IL 60146

Property Summary

Property Type	Single Family Home
Lot Size	0.132 acres (5,752 sqft)
Owner	Individual Name on File
Last Sale	$176,000 (Nov 2017)
Tax Bill	$5,373 (2024)
Deeds & Mortgages	Nov 2017 Sale & Mortgage Jun 2017 Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`01-26-180-029`

Property Details

APN / Parcel Number

Primary APN	`01-26-180-029`

Exterior

Lot Area	5,752 sqft (0.132 acres)
Lot Dimensions	115 ft deep x 50 ft wide

Location & Zoning

Account Number	0126180029
Street Address	704 BENHAM ST
City	KIRKLAND
State	IL
Zip	60146-8828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 30FT LOT 12 & E 20FT LOT 13 - COLONIAL ESTATES
Legal Subdivision	COLONIAL ESTATES
Legal Lot Number	12,13
Jurisdiction	DE KALB IL
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2014
Census Tract	200

Owner

704 Benham St is owned and occupied by an individual who bought it in November 2017.

Source: DeKalb County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	704 BENHAM ST, KIRKLAND, IL 60146-8828
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2017	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Jun 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS CMNTY CU
May 12, 2017	Deed of Trust, Mortgage · Conventional with PMI ILLINOIS CMNTY CU
Feb 14, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2017 · Amount on File
Deed Sale	Nov 16, 2017 · Amount on File
Prior Sale	Aug 20, 2013 · Amount on File
Deed Document Number	201711423
Prior Transfer Date	Aug 21, 2013
Prior Transfer Doc	0000010922
Record Updated	Oct 29, 2026

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Nov 16, 2017
Property Address	704 BENHAM ST, KIRKLAND, IL 60146-8828
Document Number	0000011423
Instrument Date	Nov 15, 2017
Instrument	11423
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$176.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 BENHAM ST KIRKLAND IL 601468828, KIRKLAND, IL 60146-8828
Investor	Possibly a Property Investor

Mortgage

Document Number	11424
Date	Nov 16, 2017
Instrument	11424

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2047

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	704 BENHAM ST, KIRKLAND, IL 60146-8828
Document Number	0000005706
Instrument Date	Jun 5, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 BENHAM ST KIRKLAND IL 601468828, KIRKLAND, IL 60146-8828

Mortgage

Document Number	0000005706
Date	Jun 15, 2017
Instrument	5706

Lender

Name	ILLINOIS CMNTY CU
Type	Credit Union
Address	SYCAMORE, IL 60178

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 14, 2032

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	704 BENHAM ST, KIRKLAND, IL 60146-8828
Document Number	0000004833
Instrument Date	May 12, 2017
Transaction Type	Mortgage
Record Updated	Jun 14, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 BENHAM ST KIRKLAND IL 601468828, KIRKLAND, IL 60146-8828

Mortgage

Document Number	0000004833
Date	May 22, 2017
Instrument	4833

Lender

Name	ILLINOIS CMNTY CU
Type	Credit Union
Address	SYCAMORE, IL 60178

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	May 21, 2037

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DE KALB IL
Recording Date	Feb 14, 2017
Property Address	704 BENHAM ST, KIRKLAND, IL 60146-8828
Document Number	0000001313
Instrument Date	Feb 14, 2017
Instrument	1313
Transaction Type	Transfer
Record Updated	Apr 3, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	704 BENHAM ST KIRKLAND IL 601468828, KIRKLAND, IL 60146-8828

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Franklin Township
Municipality	Kirkland Village
Unified School District	Hiawatha Community Unit School District 426 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$67,699 Land $14,641 Building $53,058	$203,097 Land $43,923 Building $159,174
2024	$5,373.00
2023		$57,683 Land $12,475 Building $45,208	$173,049 Land $37,425 Building $135,624

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 704 Benham St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	9 in force
Nearby Flood Claims	20 (1996–2010)
Claims Outside the SFHA	5 of 20
Most Recent Claim	Jul 2010 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jul 1996 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 704 Benham St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKLAND serves 1,650 people · EPA ID IL0370300
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AirCell Fiber · Fixed Wireless	1,000 / 250
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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