Kenton County property record for 705 Bear Ct, Independence, KY 41051
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,220 sqft · built 2003 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $249,900 (Jul 2022) |
| Tax Bill | $2,906 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 061-10-01-027.00 |
| Primary APN | 061-10-01-027.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,220 sqft Finished Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 705 BEAR CT |
|---|---|
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-7536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRADLEIGH WOODS SEC 1 LOT 27 |
| Legal Subdivision | BRADLEIGH WOODS |
| Legal Phase | 1 |
| Legal Lot Number | 27 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 65800 |
705 Bear Ct is owned and occupied by two individuals who bought it in July 2022.
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 705 BEAR CT, INDEPENDENCE, KY 41051-7536 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 11, 2022 | Warranty Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Nov 18, 2021 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2022 · Amount on File |
| Deed Sale | Jul 11, 2022 · Amount on File |
| Prior Sale | Mar 31, 2014 · Amount on File |
| Deed Document Number | 202295 |
| Deed Book / Page | 176 / 166 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 11, 2022 |
| Property Address | 705 BEAR CT, INDEPENDENCE, KY 41051-7536 |
| Document Number | 0005900095 |
| Book / Page | 176 / 166 |
| Map Reference | PL A-336 |
| Instrument Date | Jul 6, 2022 |
| Instrument | 22071105900095 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2370 GRANDVIEW DR, 2370, FORT MITCHELL, KY 41017-1633 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 705 BEAR CT, INDEPENDENCE, KY 41051-7536 |
| Document Number | 0005900096 |
|---|---|
| Date | Jul 11, 2022 |
| Instrument | 22071105900096 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Number | 0005900097 |
|---|---|
| Date | Jul 11, 2022 |
| Book Page | 387/524 |
| Instrument | 22071105900097 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Aug 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 705 BEAR CT, INDEPENDENCE, KY 41051-7536 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 705 BEAR CT, INDEPENDENCE, KY 41051-7536 |
| Document Number | 0005900185 |
|---|---|
| Date | Nov 18, 2021 |
| Book Page | 303/413 |
| Instrument | 21111805900185 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 269 Months |
| Due | Apr 1, 2044 |
The 2025 property tax bill for 705 Bear Ct was $2,906.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $249,900 (-) Land $45,000 Building $204,900 | $249,900 (-) Land $45,000 Building $204,900 | |
| 2025 | $2,906.00 | $249,900 Land $45,000 Building $204,900 | $249,900 Land $45,000 Building $204,900 |
| 2023 | $3,153.00 | $249,900 Land $35,000 Building $214,900 | $249,900 Land $35,000 Building $214,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 705 Bear Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 705 Bear Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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