Kenton County property record for 704 Bear Ct, Independence, KY 41051
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,405 sqft · built 2000 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $182,000 (Nov 2017) |
| Tax Bill | $2,769 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 061-10-01-001.00 |
| Primary APN | 061-10-01-001.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,405 sqft Finished Area |
| Gross Area | 1,835 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 704 BEAR CT |
|---|---|
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-7535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRADLEIGH WOODS SEC 1 LOT 1 |
| Legal Subdivision | BRADLEIGH WOODS |
| Legal Phase | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 65800 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 704 BEAR CT, INDEPENDENCE, KY 41051-7535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage KENTUCKY HSNG |
| Nov 27, 2017 | Warranty Deed, Transfer · FHA Mortgage SIBCY CLINE MTG SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 27, 2017 · Amount on Record |
| Deed Sale | Nov 27, 2017 · Amount on Record |
| Prior Sale | Nov 2, 2000 · Amount on Record |
| Deed Document Number | 201711 27 059 00121 |
| Deed Book / Page | 4033 / 156 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 704 BEAR CT, INDEPENDENCE, KY 41051-7535 |
| Document Number | 0000000132 |
| Instrument Date | Nov 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | LAWYERS TITLE/CINCINNATI INC |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8044 MONTGOMERY RD #301 CINCINNATI OH 452362922, 301, CINCINNATI, OH 45236-2922 |
| Document Number | 0000000132 |
|---|---|
| Date | Nov 27, 2017 |
| Book Page | 0I4033/000182 |
| Instrument | 132 |
| Name | KENTUCKY HSNG |
|---|---|
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 27, 2017 |
| Property Address | 704 BEAR CT, INDEPENDENCE, KY 41051-7535 |
| Document Number | 0000000121 |
| Book / Page | 0I4033 / 000156 |
| Instrument Date | Nov 20, 2017 |
| Instrument | 121 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2018 |
| Title Company | SIBCY CLINE TITLE AGENCY LLC, SIBCY CLINE TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $182.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 704 BEAR CT INDEPENDENCE KY 410517535, INDEPENDENCE, KY 41051-7535 |
| Document Number | 124 |
|---|---|
| Date | Nov 27, 2017 |
| Book Page | 0I4033/000160 |
| Instrument | 124 |
| Name | SIBCY CLINE MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45236 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 26, 2047 |
| Document Number | 125, |
|---|---|
| Date | Nov 27, 2017 |
| Book Page | OR4033/000176 |
| Instrument | 125 |
| Name | SIBCY CLINE MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45236 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Nov 26, 2027 |
| Rate | 12% |
|---|
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $238,100 (-) Land $45,000 Building $193,100 | $238,100 (-) Land $45,000 Building $193,100 | |
| 2025 | $2,769.00 (+6.01%) | $238,100 (+15.02%) Land $45,000 Building $193,100 | $238,100 (+15.02%) Land $45,000 Building $193,100 |
| 2023 | $2,612.00 | $207,000 Land $35,000 Building $172,000 | $207,000 Land $35,000 Building $172,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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