705 Bay Tree Cir, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 705 Bay Tree Cir, Mount Pleasant, SC 29464

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,563 sqft · built 1981
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on Record
Last Sale	$141,000 (Oct 2003)
Tax Bill	$3,980 (2025)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`517-04-00-290`

Property Details

APN / Parcel Number

Primary APN	`517-04-00-290`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,563 sqft Living Area
1st Floor Area	859 sqft
Upper Floors Area	704 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Townhouse
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,614 sqft (0.06 acres)
Lot Dimensions	101 ft deep x 24 ft wide
Porch	Slab
Porch Area	65 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	705 BAY TREE CIR
City	MOUNT PLEASANT
State	SC
Zip	29464-3575
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	SUBDIVISION NAME -BAY TREE DESCRIPTION -UNIT C LOT C OF MASTER LOT 13
Legal Subdivision	BAY TREE
Legal Lot Number	C,13
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	3
Census Block	3005
Census Tract	4607

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	705 BAY TREE CIR, MOUNT PLEASANT, SC 29464-3575
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2003 · Amount on Record
Deed Sale	Oct 17, 2003 · Amount on Record
Prior Sale	Mar 30, 2001 · Amount on Record
Deed Book / Page	472 / 58
Last Transfer Date	Jul 20, 2021
Transfer Doc	0010700702
Record Updated	Oct 29, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLESTON SC
Recording Date	Jan 24, 2022
Property Address	705 BAY TREE CIR, MOUNT PLEASANT, SC 29464-3575
Document Number	0010700702
Book / Page	1070 / 702
Map Reference	MB AS PG 81
Instrument Date	Jul 20, 2021
Transaction Type	Transfer
Record Updated	Apr 5, 2022
Title Company	MORTGAGE CONNECT

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 BAY TREE CIR, MOUNT PLEASANT, SC 29464-3575

Mortgage

Document Number	0001070704
Date	Jan 24, 2022
Instrument	1070/704

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	175 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,980.00 (+11.83%)	$259,614 (+1,815.97%) Land $53,972 Building $205,642	$572,600 (+101.76%) Land $140,000 Building $432,600
2024	$3,559.00 (+9.88%)	$13,550 (-)
2022	$3,239.00	$13,550	$283,800 (-) Land $59,000 Building $224,800
2020			$283,800 Land $59,000 Building $224,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 177 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	177 in force
Nearby Flood Claims	89 (1982–2025)
Claims Outside the SFHA	36 of 89
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 5 claims Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Hugo, Sep 1989 · 54 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.4% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: WOW Internet, Cable & Phone.

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