Charleston County property record for 641 Bay Tree Cir, Mount Pleasant, SC 29464
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2 ba · 1,302 sqft · built 1979 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | Company Name on File |
| Last Sale | $190,000 (Nov 2008) |
| Tax Bill | $3,559 (2025) |
| Deeds & Mortgages | Feb 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 517-04-00-204 |
| Primary APN | 517-04-00-204 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,302 sqft Living Area |
| Gross Area | 1,382 sqft |
| 1st Floor Area | 651 sqft |
| Upper Floors Area | 651 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Townhouse |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,742 sqft (0.04 acres) |
| Lot Dimensions | 82 ft deep x 21 ft wide |
| Porch | Slab |
| Porch Area | 174 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 641 BAY TREE CIR |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29464-3535 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | SUBDIVISION NAME -BAY TREE DESCRIPTION -UNIT C LOT C MASTER LOT 5 |
| Legal Subdivision | BAY TREE |
| Legal Lot Number | C,5 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 4607 |
641 Bay Tree Cir, a townhouse, is owned by a company that acquired it in February 2024.
Source: Charleston County records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4600 RUFF RD, B, NORTH CHARLESTON, SC 29418-3197 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 4, 2008 · Amount on File |
| Deed Sale | Nov 4, 2008 · Amount on File |
| Prior Sale | Oct 4, 2002 · Amount on File |
| Deed Book / Page | 18 / 668 |
| Last Transfer Date | Feb 19, 2024 |
| Transfer Doc | 0012290287 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Feb 21, 2024 |
| Property Address | 641 BAY TREE CIR, MOUNT PLEASANT, SC 29464-3535 |
| Document Number | 0012290287 |
| Book / Page | 1229 / 287 |
| Map Reference | MB AO PG 3 5 |
| Instrument Date | Feb 19, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4600 RUFF RD UNIT B, B, N CHARLESTON, SC 29418-3197 |
The 2025 property tax bill for 641 Bay Tree Cir was $3,559, up 11.7% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,559.00 (+11.74%) | $230,512 (+1,816.14%) Land $55,693 Building $174,819 | $446,000 Land $140,000 Building $306,000 |
| 2024 | $3,185.00 | $12,030 | |
| 2022 | $2,894.00 | $12,030 | $244,200 Land $59,000 Building $185,200 |
| 2020 | $244,200 Land $59,000 Building $185,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 641 Bay Tree Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 177 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 177 in force |
| Nearby Flood Claims | 89 (1982–2025) |
| Claims Outside the SFHA | 36 of 89 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 641 Bay Tree Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.1% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon, WOW Internet, Cable & Phone.
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