Henderson County property record for 705 Arbor Dr, Henderson, KY 42420
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,160 sqft · built 2009 |
| Lot Size | 0.243 acres (10,608 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $178,000 (Apr 2024) |
| Tax Bill | $1,974 (2025) |
| Deeds & Mortgages | May 2010 Mortgage Jun 2009 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 46H-35 |
| Primary APN | 46H-35 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,160 sqft Finished Area |
| Year Built | Built 2009 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,608 sqft (0.243 acres) |
| Garage Type | Attached |
| Garage Area | 499 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 102 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 53499 |
|---|---|
| Street Address | 705 ARBOR DR |
| City | HENDERSON |
| State | KY |
| Zip | 42420-5059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | SINGLE FAMILY |
| Legal Subdivision | SOUTHRIDGE |
| Legal Block | 2 |
| Legal Lot Number | 35 |
| Jurisdiction | HENDERSON KY |
| Township / Civil Division | CORYDON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 20902 |
Source: Henderson County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 19766 W HEATHERBRAE DR, LITCHFIELD PARK, AZ 85340-5613 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 21, 2010 | Deed of Trust, Mortgage OHIO VALLEY FINANCIAL GROUP |
| Jun 11, 2009 | Deed of Trust, Mortgage · Construction Mortgage OHIO FINANCIAL GROUP |
| Apr 26, 2013 | Deed of Trust, Mortgage OHIO VALLEY FINANCIAL GROUP |
| Apr 25, 2024 | Deed, Transfer · Line of Credit FIRSTBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 25, 2024 · Amount on Record |
| Deed Sale | Apr 25, 2024 · Amount on Record |
| Deed Document Number | 2024003517 |
| Deed Book / Page | RE675 / 66 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 705 ARBOR DR, HENDERSON, KY 42420-5059 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001054/282 |
|---|---|
| Date | May 21, 2010 |
| Book Page | 1054/282 |
| Name | OHIO VALLEY FINANCIAL GROUP |
|---|---|
| Address | HENDERSON, KY 42420 |
| Amount | Amount Recorded |
|---|---|
| Term | 182 Months |
| Due | Jul 1, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 705 ARBOR DR, HENDERSON, KY 42420-5059 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001028/797 |
|---|---|
| Date | Jun 11, 2009 |
| Book Page | 1028/797 |
| Name | OHIO FINANCIAL GROUP |
|---|---|
| Address | HENDERSON, KY 42420 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Dec 2, 2009 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 705 ARBOR DR, HENDERSON, KY 42420-5059 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | MT1136/740 |
|---|---|
| Date | Apr 26, 2013 |
| Book Page | MT 1136/740 |
| Instrument | 2013005773 |
| Name | OHIO VALLEY FINANCIAL GROUP |
|---|---|
| Address | HENDERSON, KY 42420 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Apr 25, 2033 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Apr 25, 2024 |
| Property Address | 705 ARBOR DR, HENDERSON, KY 42420-5059 |
| Document Number | 00RE675/66 |
| Book / Page | RE675 / 66 |
| Map Reference | MB 7 PG 357 |
| Instrument Date | Apr 17, 2024 |
| Instrument | 2024003517 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Title Company | FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TTL LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $178.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8979 REDONDA DR, NAPLES, FL 34114-2793 |
| Name | Verified Name |
|---|---|
| Address | 19766 W HEATHERBRAE DR, LITCHFIELD PARK, AZ 85340-5613 |
| Document Number | 2024003518 |
|---|---|
| Date | Apr 25, 2024 |
| Instrument | 2024003518 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
Source: Henderson County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Henderson County |
| Municipality | Henderson City |
| Unified School District | Henderson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,974.00 (+63.55%) | $178,000 (+64.81%) | $178,000 (+64.81%) |
| 2023 | $1,207.00 (+0.92%) | $108,000 (-) | $108,000 (-) |
| 2022 | $1,196.00 | $108,000 | $108,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (2018–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Henderson Municipal Power & Light Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
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