Henderson County property record for 609 Arbor Dr, Henderson, KY 42420
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,578 sqft · built 2003 |
| Lot Size | 0.157 acres (6,865 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Apr 2023) |
| Tax Bill | $1,940 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Jul 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 46H-38 |
| Primary APN | 46H-38 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,578 sqft Finished Area |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,865 sqft (0.157 acres) |
| Garage Type | Attached |
| Garage Area | 266 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 18 sqft |
| Deck Area | 88 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 51928 |
|---|---|
| Street Address | 609 ARBOR DR |
| City | HENDERSON |
| State | KY |
| Zip | 42420-5057 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | SINGLE FAMILY |
| Legal Subdivision | SOUTHRIDGE |
| Legal Block | II |
| Legal Lot Number | 38 |
| Jurisdiction | HENDERSON KY |
| Township / Civil Division | CORYDON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 20902 |
609 Arbor Dr is owned and occupied by an individual who bought it in April 2023.
Source: Henderson County records, as of November 24, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 609 ARBOR DR, HENDERSON, KY 42420-5057 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 12, 2023 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jul 15, 2019 | Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK |
| Dec 22, 2017 | Correction Deed |
| Dec 15, 2017 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 12, 2023 · Amount on File |
| Deed Sale | Apr 12, 2023 · Amount on File |
| Prior Sale | Jul 15, 2019 · Amount on File |
| Deed Document Number | 2023003232 |
| Deed Book / Page | RE666 / 454 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 609 ARBOR DR, HENDERSON, KY 42420-5057 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2023 |
| Title Company | FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TTL LLC |
| Name | Verified Name |
|---|---|
| Address | 7948 BEACHFRONT CT, EVANSVILLE, IN 47715-9107 |
| Document Number | MT1416/234 |
|---|---|
| Date | Apr 12, 2023 |
| Book Page | MT1416/234 |
| Instrument | 2023003233 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Jul 15, 2019 |
| Property Address | 609 ARBOR DR, HENDERSON, KY 42420-5057 |
| Document Number | RE0638/606 |
| Book / Page | RE 0638 / 606 |
| Map Reference | MB 7 PG 729 |
| Instrument Date | Jul 11, 2019 |
| Instrument | 2019007571 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2021 |
| Title Company | BLUEGRASS LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $130.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 270 WOODPECKER RD, 270, NAPLES, FL 34114-3042 |
| Name | Verified Name |
|---|---|
| Address | 609 ARBOR DR, HENDERSON, KY 42420-5057 |
| Mail Care Of | CASSIDY L THOMAS |
| Document Number | 2019007572 |
|---|---|
| Date | Jul 15, 2019 |
| Instrument | 2019007572 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Dec 22, 2017 |
| Property Address | 609 ARBOR DR, HENDERSON, KY 42420-5057 |
| Document Number | RE0628/727 |
| Book / Page | RE 0628 / 727 |
| Map Reference | MB 7 PG 729 |
| Instrument Date | Dec 21, 2017 |
| Instrument | 2017014470 |
| Record Updated | Nov 23, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 9 S MAIN ST, 9, HENDERSON, KY 42420-3121 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 99 HWY 2084 N, HENDERSON, KY 42420-8329 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Dec 15, 2017 |
| Property Address | 609 ARBOR DR, HENDERSON, KY 42420-5057 |
| Document Number | RE0628/567 |
| Book / Page | RE 0628 / 567 |
| Map Reference | MB 7 PG 729 |
| Instrument Date | Jun 13, 2017 |
| Instrument | 2017014183 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $85.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9 S MAIN ST, 9, HENDERSON, KY 42420-3121 |
| Name | Verified Name |
|---|---|
| Address | 99 HWY 2084 N, HENDERSON, KY 42420-8329 |
The 2025 property tax bill for 609 Arbor Dr was $1,940.
Source: Henderson County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Henderson County |
| Municipality | Henderson City |
| Unified School District | Henderson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,940.00 | $175,000 | $175,000 |
| 2023 | $1,710.00 (+18.75%) | $153,000 (+17.69%) | $153,000 (+17.69%) |
| 2022 | $1,440.00 | $130,000 | $130,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 609 Arbor Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (2018–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 609 Arbor Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Henderson Municipal Power & Light Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
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