705 4th Ave, Collins, IA 50055 Property Records

Story County property record for 705 4th Ave, Collins, IA 50055

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,899 sqft · built 1993
Lot Size	0.585 acres (25,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Sep 2025)
Tax Bill	$4,256 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Oct 2009 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`16-21-125-105`

Property Details

APN / Parcel Number

Primary APN	`16-21-125-105`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,899 sqft Living Area
1st Floor Area	1,899 sqft
Basement Area	1,899 sqft
Finished Basement	1,500 sqft
Unfinished Basement	871 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,500 sqft (0.585 acres)
Lot Dimensions	150 ft deep x 170 ft wide
Garage Type	Attached
Garage Area	782 sqft
Parking Spaces	3 Parking Spaces
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	705 4TH AVE
City	COLLINS
State	IA
Zip	50055-7718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAULKINS 2ND ADD LOTS 12 & 13 COLLINS
Legal Range	21W
Legal Township	82N
Legal Section	21
Legal Subdivision	CAULKINS ADD PLAT 2
Legal Lot Number	12,13
Jurisdiction	STORY IA
Township / Civil Division	COLLINS
Census Block Group	2
Census Block	2114
Census Tract	10200

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	705 4TH AVE, COLLINS, IA 50055-7718
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Warranty Deed, Transfer · Conventional Mortgage SCALE BANK
Oct 15, 2009	Joint Tenancy Deed, Transfer · Line of Credit EXCHANGE STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2025 · Amount on Record
Deed Sale	Sep 24, 2025 · Amount on Record
Prior Sale	Oct 15, 2009 · Amount on Record
Deed Document Number	20257816
Prior Transfer Date	Oct 14, 2009
Prior Transfer Doc	0000012849
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Sep 24, 2025
Property Address	705 4TH AVE, COLLINS, IA 50055-7718
Document Number	0202507816
Instrument Date	Sep 19, 2025
Instrument	2025-07816
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$591.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	705 4TH AVE, COLLINS, IA 50055-7718

Mortgage

Document Number	0202507817
Date	Sep 24, 2025
Instrument	2025-07817

Lender

Name	SCALE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

October 2009: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	STORY IA
Recording Date	Oct 15, 2009
Property Address	705 4TH AVE, COLLINS, IA 50055-7718
Document Number	200900012849
Instrument Date	Oct 14, 2009
Instrument	2009-00012849
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$286.40
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 49, COLLINS, IA 50055-0049

Mortgage

Document Number	200900012850
Date	Oct 15, 2009
Instrument	2009-00012850

Lender

Name	EXCHANGE STATE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Collins City
County	Story County
Unified School District	Collins-Maxwell Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,256.00 (+3.8%) Homeowner's exemption	$282,200 (+10.45%) Land $29,800 Building $252,400	$282,200 (+10.45%) Land $29,800 Building $252,400
2024	$4,100.00 (-3.35%)
2023		$255,500 Land $26,100 Building $229,400	$255,500 Land $26,100 Building $229,400
2022	$4,242.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2013 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLINS WATER SUPPLY serves 505 people · EPA ID IA8515060
Water Source	Purchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY)
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Colo Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Nextlink.

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